3969 Waypoint Ave, Osprey, FL 34229 Property Records

Sarasota County property record for 3969 Waypoint Ave, Osprey, FL 34229

Property Summary

Property TypeSingle Family Home
Details2 bd · 3 ba · 2,140 sqft · built 2018
Lot Size0.249 acres (10,883 sqft)
OwnerIndividual Name on Record
Last Sale$630,000 (Aug 2020)
Tax Bill$6,228 (2025)
Deeds & MortgagesAug 2020 Sale
Oct 2018 Sale & Mortgage
APN0148-15-0024

Property Details

APN / Parcel Number

Primary APN0148-15-0024

Interior

Bedrooms2 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories1 Story
Building Area2,140 sqft Living Area
1st Floor Area2,140 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2018
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialConcrete
Lot Area10,883 sqft (0.249 acres)
Garage TypeAttached
Garage Area430 sqft

Exterior Amenities

Pool Area200 sqft
PorchOpen Porch
Porch Area287 sqft
Patio Area600 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address3969 WAYPOINT AVE
CityOSPREY
StateFL
Zip34229-2306
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF2
Legal DescriptionLOT 14, BAYSIDE, PB 49 PG 41
Legal Range18E
Legal Township38S
Legal Section10
Legal SubdivisionBAYSIDE
Legal Tract3192
Legal Block1
Legal Lot Number14
JurisdictionSARASOTA FL
Township / Civil DivisionOSPREY-LAUREL-NOKOMIS
Census Block Group3
Census Block3013
Census Tract2102

Owner

Source: Sarasota County records, as of January 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3969 WAYPOINT AVE, OSPREY, FL 34229-2306
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 24, 2020Warranty Deed, Transfer
OLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE INS
Oct 23, 2018Grant Deed, Transfer · Conventional with PMI
TAYLOR MORRISON HOME FUNDING

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 24, 2020 · Amount on Record
Deed SaleAug 24, 2020 · Amount on Record
Prior SaleOct 23, 2018 · Amount on Record
Deed Document Number2020114530
Record UpdatedJun 8, 2026

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSARASOTA FL
Recording DateAug 24, 2020
Property Address3969 WAYPOINT AVE, OSPREY, FL 34229-2306
Document Number0000114530
Instrument DateAug 18, 2020
Instrument114530
Transaction TypeTransfer
Record UpdatedSep 14, 2020
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE INS

Transaction

AmountAmount Recorded
Tax$4,410.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3969 WAYPOINT AVE OSPREY FL 342292306, OSPREY, FL 34229-2306

October 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSARASOTA FL
Recording DateOct 23, 2018
Property Address3969 WAYPOINT AVE, OSPREY, FL 34229-2306
Document Number0000139842
Instrument DateOct 19, 2018
Instrument139842
Transaction TypeTransfer
Record UpdatedNov 2, 2018
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,500.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address5200 ROOST RIDGE CT GREENSBORO NC 274076486, GREENSBORO, NC 27407-6486

Mortgage

Document Number139843
DateOct 23, 2018
Instrument139843
Lender
NameTAYLOR MORRISON HOME FUNDING
TypeFunding / Finance Company
AddressMAITLAND, FL 32751
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueOct 22, 2048

Tax Assessment & Valuation

Source: Sarasota County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySarasota County
Unified School DistrictSarasota County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,228.00 (-4.18%) Homeowner's exemption$579,861 (+5.99%)$861,300 (+14.19%) Land $383,200 Building $478,100
2023$6,500.00 (+2.56%) Homeowner's exemption$547,106 (+3%)$754,300 (+0.29%) Land $187,800 Building $566,500
2022$6,338.00 Homeowner's exemption$531,171$752,100 Land $171,100 Building $581,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 174 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies506 units insured
incl. 332 condo units
Nearby Flood Claims12 (2017–2024)
Claims Outside the SFHA7 of 12
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 6 claims
  • Hurricane Debby, Aug 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSARASOTA CO SPECIAL UTIL DIST
serves 272,267 people · EPA ID FL6581591
Water SourcePurchased surface water from several systems
Last State InspectionMay 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 295 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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