3957 Waypoint Ave, Osprey, FL 34229 Property Records

Sarasota County property record for 3957 Waypoint Ave, Osprey, FL 34229

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,328 sqft · built 2018
Lot Size0.18 acres (7,847 sqft)
Owner2 Individual Names on Record
Last Sale$900,000 (Jan 2026)
Tax Bill$5,838 (2025)
Deeds & MortgagesJan 2026 Sale & Mortgage
May 2022 Transfer
+ 1 more
APN0148-15-0027

Property Details

APN / Parcel Number

Primary APN0148-15-0027

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area2,328 sqft Living Area
Gross Area2,842 sqft
1st Floor Area2,328 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeHip
Roof MaterialConcrete
Lot Area7,847 sqft (0.18 acres)
View / LotMainland
Garage TypeAttached
Garage Area514 sqft

Exterior Amenities

Pool Area250 sqft
PorchOpen Porch
Porch Area484 sqft
Patio Area107 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number0148150027
Street Address3957 WAYPOINT AVE
CityOSPREY
StateFL
Zip34229-2306
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF2
Legal DescriptionLOT 17, BAYSIDE, PB 49 PG 41
Legal Range18E
Legal Township38S
Legal Section10
Legal SubdivisionBAYSIDE
Legal Tract3192
Legal Block1
Legal Lot Number17
JurisdictionSARASOTA FL
Township / Civil DivisionOSPREY-LAUREL-NOKOMIS
Census Block Group3
Census Block3013
Census Tract2102

Owner

Source: Sarasota County records, as of May 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3957 WAYPOINT AVE, OSPREY, FL 34229-2306
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Jan 16, 2026Warranty Deed, Transfer
WENDY RICHART
May 27, 2022Intrafamily Transfer, Transfer
ACCOMMODATION
Nov 20, 2018Grant Deed, Transfer
FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 16, 2026 · Amount on Record
Deed SaleJan 16, 2026 · Amount on Record
Prior SaleNov 20, 2018 · Amount on Record
Deed Document Number20266255
Prior Transfer DateMay 19, 2022
Prior Transfer Doc0000090814
Record UpdatedJun 8, 2026

January 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSARASOTA FL
Recording DateJan 16, 2026
Property Address3957 WAYPOINT AVE, OSPREY, FL 34229-2306
Document Number0000006255
Map ReferenceMB 49 PG 41-41D
Instrument DateJan 16, 2026
Instrument2026006255
Transaction TypeTransfer
Record UpdatedJan 28, 2026
Title CompanyALLIANCE GROUP TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$6,300.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2 STATIONMASTER ST SE # SE301, SE301, LEESBURG, VA 20175-3647

Transferred To (Grantee/Buyer)

NameVerified Name
Address3957 WAYPOINT AVE, OSPREY, FL 34229-2306

Mortgage

Document Number0000006256
DateJan 16, 2026
Instrument2026006256
Lender
NameWENDY RICHART
TypePrivate Party
Agreement
AmountAmount Recorded
Term180 Months
DueJan 16, 2041

May 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSARASOTA FL
Recording DateMay 27, 2022
Property Address3957 WAYPOINT AVE, OSPREY, FL 34229-2306
Document Number0000090814
Map ReferenceMB 49 PG 41-41D
Instrument DateMay 19, 2022
Instrument2022090814
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address3957 WAYPOINT AVE, 3957, OSPREY, FL 34229-2306

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address3957 WAYPOINT AVE, OSPREY, FL 34229-2306

November 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSARASOTA FL
Recording DateNov 20, 2018
Property Address3957 WAYPOINT AVE, OSPREY, FL 34229-2306
Document Number0000152029
Instrument DateNov 20, 2018
Instrument152029
Transaction TypeTransfer
Record UpdatedDec 5, 2018
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

AmountAmount Recorded
Tax$3,678.50
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3957 WAYPOINT AVE OSPREY FL 342292306, OSPREY, FL 34229-2306

Tax Assessment & Valuation

Source: Sarasota County assessment roll, as of December 10, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySarasota County
Unified School DistrictSarasota County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,838.00 (-8.6%) Homeowner's exemption Widower's exemption$550,879 (+5.99%)$874,600 (+10.43%) Land $348,200 Building $526,400
2024$6,387.00 (+3.53%)
2023$6,169.00 (+1.77%) Homeowner's exemption Widower's exemption$519,761 (+3%)$792,000 (+0.56%) Land $170,700 Building $621,300
2022$6,062.00 Homeowner's exemption Widower's exemption$504,622$787,600 Land $155,500 Building $632,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 174 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies506 units insured
incl. 332 condo units
Nearby Flood Claims12 (2017–2024)
Claims Outside the SFHA7 of 12
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 6 claims
  • Hurricane Debby, Aug 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSARASOTA CO SPECIAL UTIL DIST
serves 272,267 people · EPA ID FL6581591
Water SourcePurchased surface water from several systems
Last State InspectionMay 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 295 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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