3769 45th St, Hamilton, MI 49419 Property Records

Allegan County property record for 3769 45th St, Hamilton, MI 49419

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 2,690 sqft · built 1880
Lot Size1.66 acres (72,310 sqft)
Owner2 Individual Names on File
Last Sale$50,000 (Jul 1998)
Tax Bill$1,764 (2025)
Deeds & MortgagesFeb 2024 Line of Credit
Flood ZoneZone X (minimal risk)
APN18-032-003-12

Property Details

APN / Parcel Number

Primary APN18-032-003-12
Alternative APN
  • 03-18-032-003-12

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,690 sqft Living Area
1st Floor Area1,796 sqft
Basement Area1,141 sqft
Unfinished Basement1,141 sqft

Exterior

Year BuiltBuilt 1880
Effective Year BuiltEffective 1880
Exterior MaterialWood
Foundation TypeNo Foundation
Lot Area72,310 sqft (1.66 acres)
Total Buildings3 Buildings

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address3769 45TH ST
CityHAMILTON
StateMI
Zip49419-9788
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAG
Legal DescriptionCOM 788.50' S OF N 1/4 PST TH E 260' TH S 278.15' TH W 260' TH N 278.15' TO POB SEC 32 T4N R14W (92)
Legal Range14W
Legal Township04N
Legal Section32
JurisdictionALLEGAN MI
Township / Civil DivisionOVERISEL
Census Block Group1
Census Block1050
Census Tract30301

Owner

3769 45th St is owned and occupied by two individuals who bought it in July 1998.

Source: Allegan County records, as of September 9, 2026

Owner of Record2 Individual Names on File
Mailing Address3769 45TH ST, HAMILTON, MI 49419-9788
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 22, 1998 · Amount on File
Deed SaleJul 22, 1998 · Amount on File
Deed Book / Page1805 / 799
Record UpdatedOct 29, 2026

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALLEGAN MI
Property Address3769 45TH ST, HAMILTON, MI 49419-9788
Transaction TypeMortgage
Record UpdatedMar 14, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address3769 45TH ST, HAMILTON, MI 49419-9788

Mortgage

Document Number0004923/95
DateFeb 28, 2024
Book Page4923/95
Instrument2024002493
Lender
NameUNITED FCU
TypeCredit Union
AddressSAINT JOSEPH, MI 49085
Agreement
TypeLine of Credit
AmountAmount on Record
Term120 Months
DueFeb 25, 2034
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 3769 45th St was $1,764 with a homeowner's exemption.

Source: Allegan County assessment roll, as of September 9, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyAllegan County
County SubdivisionOverisel Township
Unified School DistrictHamilton Community Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$129,600 Land $41,100 Building $88,500$259,200 Land $82,200 Building $177,000
2025$1,764.00
2023$110,600 Land $28,100 Building $82,500$221,200 Land $56,200 Building $165,000
2022$1,434.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3769 45th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 21, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3769 45th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
123.NET
Fiber
6,000 / 6,000

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