3966 Pemberly Pines Cir, Saint Cloud, FL 34769 Property Records

Osceola County property record for 3966 Pemberly Pines Cir, Saint Cloud, FL 34769 · Last verified December 2025

Property Highlights

Property Type	Residential > Condominium / Townhouse > Townhouse
Bedrooms	2 Beds
Bathrooms	2 Baths
Year Built	Built 2005
Square Footage	1,268 sqft Heated Area
Lot Size	1,655 sqft (0.037 acres)
Occupancy	Owner Occupied
Last Sale	$164,000 (2021)
Tax Bill	$3,530.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`129524`
Alternative APN	`042630073100011050`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,268 sqft Heated Area
Gross Area	1,541 sqft Gross Area
Upper Floors	1,203 sqft Upper Floors
Stories	2 Stories
Primary Flooring	Tile Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2005
Exterior Material	Concrete Block Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	1,655 sqft (0.037 acres)
Parking Spaces	1 Parking Spaces
Garage Type	Finished Garage
Garage Area	256 sqft Garage
Porch	Open Porch
Porch Area	17 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	129524
Street Address	3966 PEMBERLY PINES CIR
City	SAINT CLOUD
State	FL
Zip	34769-1545
Property Usage	Residential Property Usage
Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	PEMBERLY PINES PB 17 PGS 77-79 LOT 105
Legal Range	30E
Legal Township	26S
Legal Section	04
Legal Subdivision	PEMBERLY PINES
Legal Tract	731
Legal Block	1
Legal Lot Number	105
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1015
Census Tract	43203

Owner

Source: Osceola County records · APN 129524

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	2 Verified Secondary Owners
Mailing Address	3966 PEMBERLY PINES CIR, SAINT CLOUD, FL 34769-1545
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	3 Verified Names on Deed
Last Sale	Feb 02, 2021 · Amount on Record
Deed Sale	Feb 02, 2021 · Amount on Record
Prior Sale	Jul 17, 2013 · Amount on Record
Deed Doc Number	2021015224
Deed Book / Page	5883 / 275
Record Refreshed	Jun 08, 2026

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Feb 02, 2021
Property Address	3966 PEMBERLY PINES CIR, SAINT CLOUD, FL 34769-1545
Document Number	0058830275
Book / Page	5883 / 275
Map Reference	MB 17 PG 77
Instrument Date	Feb 01, 2021
Instrument	2021015224
Transaction Type	Transfer
Record Updated	Jan 11, 2023
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,148.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	313 KURZON RD, WEST ISLIP, NY 11795-2813

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	3966 PEMBERLY PINES CIR, SAINT CLOUD, FL 34769-1545

Mortgage

Document Number	0005883276
Date	Feb 02, 2021
Instrument	5883/276

Lender

Name	MIDFLORIDA CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2051

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,530.00 (+58.37%)	$197,000 (+18.72%) Land $35,000 Building $162,000	$197,000 (+1.49%) Land $35,000 Building $162,000
2023	$2,229.00 (+3.96%) Homeowner's exemption	$165,933 (+3%)	$194,100 (+20.48%) Land $14,900 Building $179,200
2022	$2,144.00 Homeowner's exemption	$161,100 Land $14,900 Building $146,200	$161,100 Land $14,900 Building $146,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.