3970 Pemberly Pines Cir, Saint Cloud, FL 34769 Property Records

Osceola County property record for 3970 Pemberly Pines Cir, Saint Cloud, FL 34769

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,768 sqft · built 2005
Lot Size	0.029 acres (1,263 sqft)
Owner	Company Name on Record
Last Sale	$82,000 (Dec 2009)
Tax Bill	$4,208 (2025)
Deeds & Mortgages	Apr 2023 Transfer Jun 2019 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`04-26-30-0731-0001-1040`

Property Details

APN / Parcel Number

Primary APN	`04-26-30-0731-0001-1040`
Alternative APNs	`263004073100011040` `129523`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,768 sqft Living Area
Gross Area	2,181 sqft
1st Floor Area	880 sqft
Upper Floors Area	888 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Conventional
Exterior Material	Concrete Block
Construction Type	Frame
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	1,263 sqft (0.029 acres)
Garage Type	Attached
Garage Area	399 sqft
Parking Spaces	1 Parking Space
Porch	Finished/Open Porch
Porch Area	14 sqft
Patio Area	33 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	3970 PEMBERLY PINES CIR
City	SAINT CLOUD
State	FL
Zip	34769-1545
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR3
Legal Description	PEMBERLY PINES PB 17 PGS 77-79 LOT 104
Legal Range	30E
Legal Township	26S
Legal Section	04
Legal Subdivision	PEMBERLY PINES
Legal Tract	731
Legal Block	1040
Legal Lot Number	104
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1015
Census Tract	43203

Owner

Source: Osceola County records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1633 E VINE ST, 104, KISSIMMEE, FL 34744-3700
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2023	Correction Deed
Jun 28, 2019	Warranty Deed, Transfer NOT AVAILABLE
Nov 21, 2018	Quit Claim Deed, Transfer Quitclaim
Oct 10, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 29, 2009 · Amount on Record
Deed Sale	Dec 29, 2009 · Amount on Record
Prior Sale	Jul 8, 2009
Deed Document Number	2009204763
Deed Book / Page	3931 / 1839
Last Transfer Date	Jun 27, 2019
Transfer Doc	0055490149
Record Updated	Oct 29, 2026

April 2023: Correction Deed

Document Type	Correction Deed
Jurisdiction	OSCEOLA FL
Recording Date	Apr 27, 2023
Property Address	3970 PEMBERLY PINES CIR, SAINT CLOUD, FL 34769-1545
Document Number	0063960439
Book / Page	6396 / 439
Map Reference	MB 17 PG 77-79
Instrument Date	Jul 1, 2019
Instrument	2023051692
Record Updated	May 23, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1633 E VINE ST # ST104, ST104, KISSIMMEE, FL 34744-3732

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1633 E VINE ST STE 104, 104, KISSIMMEE, FL 34744-3700

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jun 28, 2019
Property Address	3970 PEMBERLY PINES CIR, SAINT CLOUD, FL 34769-1545
Document Number	0055490149
Book / Page	005549 / 000149
Instrument Date	Jun 27, 2019
Instrument	83812
Transaction Type	Transfer
Record Updated	Jul 11, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$0.70
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1633 E VINE ST #104 KISSIMMEE FL 347443700, 104, KISSIMMEE, FL 34744-3700

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OSCEOLA FL
Recording Date	Nov 21, 2018
Property Address	3970 PEMBERLY PINES CIR, SAINT CLOUD, FL 34769-1545
Document Number	0054361334
Book / Page	005436 / 001334
Instrument Date	Nov 11, 2018
Instrument	171249
Transaction Type	Transfer
Record Updated	Dec 7, 2018

Transaction

Amount	Amount Recorded
Tax	$0.70
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1006 VERONA ST KISSIMMEE FL 347415453, KISSIMMEE, FL 34741-5453

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OSCEOLA FL
Recording Date	Oct 10, 2018
Property Address	3970 PEMBERLY PINES CIR, SAINT CLOUD, FL 34769-1545
Document Number	0054151304
Book / Page	005415 / 001304
Instrument Date	Oct 10, 2018
Instrument	152317
Transaction Type	Transfer
Record Updated	Oct 24, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$0.70
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1006 VERONA ST KISSIMMEE FL 347415453, KISSIMMEE, FL 34741-5453

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,208.00 (+8.51%)	$244,800 (-0.81%) Land $35,000 Building $209,800	$244,800 (-0.81%) Land $35,000 Building $209,800
2024	$3,878.00 (+3.5%)
2023	$3,747.00 (+13.65%)	$246,800 (+20.92%) Land $14,900 Building $231,900	$246,800 (+20.92%) Land $14,900 Building $231,900
2022	$3,297.00	$204,100 Land $14,900 Building $189,200	$204,100 Land $14,900 Building $189,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: AT&T, Verizon.

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