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3962 Pemberly Pines Cir, Saint Cloud, FL 34769 Property Records

Osceola County property record for 3962 Pemberly Pines Cir, Saint Cloud, FL 34769

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,768 sqft · built 2005
Lot Size0.029 acres (1,263 sqft)
OwnerIndividual Name on File
Last Sale$90,000 (Jan 2015)
Tax Bill$4,095 (2025)
Deeds & MortgagesJun 2026 Sale
Flood ZoneZone X (minimal risk)
APN04-26-30-0731-0001-1010

Property Details

APN / Parcel Number

Primary APN04-26-30-0731-0001-1010
Alternative APNs
  • 263004073100011010
  • 129520

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,768 sqft Living Area
Gross Area2,181 sqft
1st Floor Area880 sqft
Upper Floors Area888 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Architectural StyleConventional
Exterior MaterialConcrete Block
Construction TypeFrame
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area1,263 sqft (0.029 acres)
Garage TypeAttached
Garage Area399 sqft
Parking Spaces1 Parking Space
PorchFinished/Open Porch
Porch Area14 sqft
Patio Area33 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address3962 PEMBERLY PINES CIR
CitySAINT CLOUD
StateFL
Zip34769-1545
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSR3
Legal DescriptionPEMBERLY PINES PB 17 PGS 77-79 LOT 101
Legal Range30E
Legal Township26S
Legal Section04
Legal SubdivisionPEMBERLY PINES
Legal Tract731
Legal Block1010
Legal Lot Number101
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1015
Census Tract43203

Owner

3962 Pemberly Pines Cir is owned by an individual who bought it in January 2015.

Source: Osceola County records, as of June 16, 2026

Owner of RecordIndividual Name on File
Mailing Address806 LEESHORE CT, KISSIMMEE, FL 34744-8522
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 6, 2015 · Amount on File
Deed SaleJan 6, 2015 · Amount on File
Prior SaleMar 12, 2014
Deed Document Number20151914
Deed Book / Page4717 / 2420
Prior Transfer DateMar 10, 2014
Prior Transfer Doc0045821745
Record UpdatedOct 29, 2026

June 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOSCEOLA FL
Recording DateJun 8, 2026
Property Address3962 PEMBERLY PINES CIR, SAINT CLOUD, FL 34769-1545
Document Number0000075512
Book / Page6984 / 2845
Instrument DateJun 8, 2026
Instrument202675512
Transaction TypeTransfer
Record UpdatedAug 29, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount on Record
Tax$70.70
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address806 LEESHORE CT, KISSIMMEE, FL 34744-8522

Tax Assessment & Valuation

The 2025 property tax bill for 3962 Pemberly Pines Cir was $4,095.

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,095.00$244,800 Land $35,000 Building $209,800$244,800 Land $35,000 Building $209,800
2023$3,654.00 (+13.73%)$246,800 (+20.92%) Land $14,900 Building $231,900$246,800 (+20.92%) Land $14,900 Building $231,900
2022$3,213.00$204,100 Land $14,900 Building $189,200$204,100 Land $14,900 Building $189,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3962 Pemberly Pines Cir in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 15 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies15 in force
Nearby Flood Claims1 (2017)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3962 Pemberly Pines Cir is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Starlink
Satellite		280 / 30

May also be available: AT&T, Verizon.

Nearby Properties on Pemberly Pines Cir

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