Osceola County property record for 3965 Pemberly Pines Cir, Saint Cloud, FL 34769
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 3 ba · 1,768 sqft · built 2006 |
| Lot Size | 0.028 acres (1,263 sqft) |
| Owner | Owner Name on Record |
| Last Sale | $70,000 (Jul 2009) |
| Tax Bill | $3,541 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 129471 |
| Primary APN | 129471 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,768 sqft Heated Area |
| Gross Area | 2,181 sqft |
| 1st Floor Area | 880 sqft |
| Upper Floors Area | 888 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Frame |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 1,263 sqft (0.028 acres) |
| Garage Type | Finished |
| Garage Area | 399 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 14 sqft |
| Patio Area | 33 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 129471 |
|---|---|
| Street Address | 3965 PEMBERLY PINES CIR |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-1543 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | SR3 |
| Legal Description | PEMBERLY PINES PB 17 PGS 77-79 LOT 52 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 04 |
| Legal Subdivision | PEMBERLY PINES |
| Legal Tract | 731 |
| Legal Block | 1 |
| Legal Lot Number | 52 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 43203 |
Source: Osceola County records, as of January 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on Record |
|---|---|
| Mailing Address | 47308 OX # CIR, POTOMAC FALLS, VA 20165 |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 31, 2009 · Amount on Record |
| Deed Sale | Jul 31, 2009 · Amount on Record |
| Prior Sale | May 13, 2009 |
| Deed Document Number | 2009120852 |
| Deed Book / Page | 3869 / 1480 |
| Record Updated | Jun 8, 2026 |
Source: Osceola County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,541.00 (+8.06%) | $247,400 (+4.52%) Land $35,000 Building $212,400 | $247,400 (+4.52%) Land $35,000 Building $212,400 |
| 2024 | $3,277.00 (+2.28%) | $236,700 (-5.21%) Land $35,000 Building $201,700 | $236,700 (-5.21%) Land $35,000 Building $201,700 |
| 2023 | $3,204.00 (+14.35%) | $249,700 (+20.98%) Land $14,900 Building $234,800 | $249,700 (+20.98%) Land $14,900 Building $234,800 |
| 2022 | $2,802.00 | $206,400 Land $14,900 Building $191,500 | $206,400 Land $14,900 Building $191,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
May also be available: AT&T, Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures