3965 Carmela Ct E, Bellbrook, OH 45305 Property Records

Greene County property record for 3965 Carmela Ct E, Bellbrook, OH 45305

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,129 sqft · built 2007
Lot Size	0.379 acres (16,522 sqft)
Owner	Individual Name on Record
Last Sale	$43,500 (Oct 2007)
Tax Bill	$5,794 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Jul 2019 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`L35-0001-0008.0-0107.00`

Property Details

APN / Parcel Number

Primary APN	`L35-0001-0008.0-0107.00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,129 sqft Living Area
1st Floor Area	2,129 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Lot Area	16,522 sqft (0.379 acres)
Lot Width	88 ft Width

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3965 CARMELA CT E
City	BELLBROOK
State	OH
Zip	45305-1372
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	REGENT PARK PLACE SEC ONE LOT 1 COR NORTH REGENT PRK CARMELA CT EAST
Legal Subdivision	REGENT PARK PLACE
Legal Lot Number	1
Jurisdiction	GREENE OH
Township / Civil Division	BELLBROOK
Census Block Group	2
Census Block	2010
Census Tract	220201

Owner

Source: Greene County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3965 CARMELA CT E, BELLBROOK, OH 45305-1372
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2026	Deed of Trust, Mortgage · VA Mortgage CLEARPATH LENDING
Jul 17, 2019	Deed of Trust, Mortgage · VA Mortgage BAYSHORE MORTGAGE FUNDING LLC
Dec 20, 2021	Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK
Apr 15, 2021	Deed of Trust, Mortgage · VA Mortgage CLEARPATH LENDING
Apr 17, 2020	Deed of Trust, Mortgage · VA Mortgage CLEARPATH LNDG
Apr 12, 2018	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Aug 10, 2017	Deed of Trust, Mortgage · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 17, 2007 · Amount on Record
Deed Sale	Oct 17, 2007 · Amount on Record
Deed Document Number	200721887
Deed Book / Page	2750 / 883
Last Transfer Date	Jan 15, 2014
Transfer Doc	0034760843
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENE OH
Recording Date	Apr 13, 2026
Property Address	3965 CARMELA CT E, BELLBROOK, OH 45305-1372
Document Number	0000005632
Instrument Date	Apr 4, 2026
Instrument	20265632
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman, 286
Address	3965 CARMELA CT E, BELLBROOK, OH 45305-1372

Mortgage

Document Number	0000005632,
Date	Apr 13, 2026
Instrument	20265632

Lender

Name	CLEARPATH LENDING

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENE OH
Property Address	3965 CARMELA CT E, BELLBROOK, OH 45305-1372
Transaction Type	Mortgage
Record Updated	Aug 25, 2022
Title Company	TITLE SOURCE NC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010870
Date	Jul 17, 2019
Instrument	2019010870

Lender

Name	BAYSHORE MORTGAGE FUNDING LLC
Type	Mortgage Company
Address	21083

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENE OH
Property Address	3965 CARMELA CT E, BELLBROOK, OH 45305-1372
Transaction Type	Mortgage
Record Updated	Aug 25, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000030544
Date	Dec 20, 2021
Instrument	2021030544

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	CHICAGO, IL 60639

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENE OH
Property Address	3965 CARMELA CT E, BELLBROOK, OH 45305-1372
Transaction Type	Mortgage
Record Updated	Aug 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009090
Date	Apr 15, 2021
Instrument	2021009090

Lender

Name	CLEARPATH LENDING
Type	Lending Institution
Address	IRVINE, CA 92618

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Mar 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENE OH
Property Address	3965 CARMELA CT E, BELLBROOK, OH 45305-1372
Document Number	0000007594
Instrument Date	Apr 17, 2020
Transaction Type	Mortgage
Record Updated	Jun 23, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3965 CARMELA CT E BEAVERCREEK OH 453051372, BEAVERCREEK, OH 45305-1372

Mortgage

Document Number	0000007594
Date	May 1, 2020
Instrument	7594

Lender

Name	CLEARPATH LNDG
Address	IRVINE, CA 92618

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 30, 2050

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENE OH
Property Address	3965 CARMELA CT E, BELLBROOK, OH 45305-1372
Document Number	0000006465
Instrument Date	Apr 12, 2018
Transaction Type	Mortgage
Record Updated	May 9, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3965 CARMELA CT E BELLBROOK OH 453051372, BELLBROOK, OH 45305-1372

Mortgage

Document Number	0000006465
Date	Apr 27, 2018
Instrument	6465

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 26, 2048

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENE OH
Property Address	3965 CARMELA CT E, BELLBROOK, OH 45305-1372
Document Number	0000013686
Instrument Date	Aug 10, 2017
Transaction Type	Mortgage
Record Updated	Sep 29, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3965 CARMELA CT E BELLBROOK OH 453051372, BELLBROOK, OH 45305-1372

Mortgage

Document Number	0000013686
Date	Aug 17, 2017
Instrument	13686

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 16, 2047

Tax Assessment & Valuation

Source: Greene County assessment roll, as of March 13, 2026

Property Jurisdictions

Type	Name
State	Ohio
Municipality	Bellbrook City
County	Greene County
Unified School District	Bellbrook-Sugarcreek Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,794.00 (+2.66%)	$120,070 (-) Land $22,350 Building $97,720
2024	$5,644.00 (-1.55%)	$120,070 (-) Land $22,350 Building $97,720
2023	$5,733.00 (+1.15%)	$120,070 (+21.31%) Land $22,350 Building $97,720	$343,040 (+21.29%) Land $63,850 Building $279,190
2022	$5,668.00	$98,980 Land $18,620 Building $80,360
2020			$282,820 Land $53,210 Building $229,610

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 28, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELLBROOK WATER WORKS private · serves 9,475 people · EPA ID OH2901112
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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