3945 Carmela Ct E, Bellbrook, OH 45305 Property Records

Greene County property record for 3945 Carmela Ct E, Bellbrook, OH 45305

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,058 sqft · built 2003
Lot Size	0.377 acres (16,424 sqft)
Owner	Individual Name on Record
Last Sale	$365,000 (Dec 2023)
Tax Bill	$6,981 (2025)
Deeds & Mortgages	Dec 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`L35-0001-0008.0-0110.00`

Property Details

APN / Parcel Number

Primary APN	`L35-0001-0008.0-0110.00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,058 sqft Living Area
1st Floor Area	2,058 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Lot Area	16,424 sqft (0.377 acres)
Lot Width	48 ft Width

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3945 CARMELA CT E
City	BELLBROOK
State	OH
Zip	45305-1372
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	REGENT PARK PLACE SEC ONE LOT 4 CARMELA CT EAST
Legal Subdivision	REGENT PARK PLACE
Legal Lot Number	4
Jurisdiction	GREENE OH
Township / Civil Division	BELLBROOK
Census Block Group	2
Census Block	2010
Census Tract	220201

Owner

Source: Greene County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3945 CARMELA CT E, BELLBROOK, OH 45305-1372
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 28, 2023 · Amount on Record
Deed Sale	Dec 28, 2023 · Amount on Record
Prior Sale	May 14, 2003 · Amount on Record
Deed Document Number	202317701
Record Updated	Oct 29, 2026

December 2023: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	GREENE OH
Recording Date	Dec 28, 2023
Property Address	3945 CARMELA CT E, BELLBROOK, OH 45305-1372
Document Number	0000017701
Map Reference	CAB 34 PGS 634-635A
Instrument Date	Dec 22, 2023
Instrument	2023017701
Transaction Type	Transfer
Record Updated	Apr 10, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3945 CARMELA CT E, BELLBROOK, OH 45305-1372

Mortgage

Document Number	0000017702
Date	Dec 28, 2023
Instrument	2023017702

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

Tax Assessment & Valuation

Source: Greene County assessment roll, as of March 13, 2026

Property Jurisdictions

Type	Name
State	Ohio
Municipality	Bellbrook City
County	Greene County
Unified School District	Bellbrook-Sugarcreek Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,981.00 (+3.36%)	$117,560 (-) Land $21,390 Building $96,170
2024	$6,754.00 (+10.61%)	$117,560 (-) Land $21,390 Building $96,170
2023	$6,106.00 (-0.44%)	$117,560 (+21.31%) Land $21,390 Building $96,170	$335,860 (+21.3%) Land $61,100 Building $274,760
2022	$6,133.00	$96,910 Land $17,820 Building $79,090
2020			$276,890 Land $50,920 Building $225,970

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 28, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELLBROOK WATER WORKS private · serves 9,475 people · EPA ID OH2901112
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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