3954 Carmela Ct E, Bellbrook, OH 45305 Property Records

Greene County property record for 3954 Carmela Ct E, Bellbrook, OH 45305

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,948 sqft · built 2001
Lot Size	0.332 acres (14,494 sqft)
Owner	2 Individual Names on File
Last Sale	$377,000 (Dec 2023)
Tax Bill	$6,381 (2025)
Deeds & Mortgages	Dec 2023 Sale & Mortgage Sep 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`L35-0001-0008.0-0115.00`

Property Details

APN / Parcel Number

Primary APN	`L35-0001-0008.0-0115.00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,948 sqft Living Area
1st Floor Area	1,948 sqft
Family Room	Family Room

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Lot Area	14,494 sqft (0.332 acres)
Lot Width	83 ft Width

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3954 CARMELA CT E
City	BELLBROOK
State	OH
Zip	45305-1373
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	REGENT PARK PLACE SEC ONE LOT 9 CARMELA CT EAST
Legal Subdivision	REGENT PARK PLACE
Legal Lot Number	9
Jurisdiction	GREENE OH
Township / Civil Division	BELLBROOK
Census Block Group	2
Census Block	2010
Census Tract	220201

Owner

3954 Carmela Ct E is owned by two individuals who bought it in December 2023.

Source: Greene County records, as of July 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3935 CARMELA CT E, BELLBROOK, OH 45305-1372
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 5, 2023	Warranty Deed, Transfer · Conventional Mortgage FIRST COMMONWEALTH BANK
Sep 18, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 5, 2023 · Amount on File
Deed Sale	Dec 5, 2023 · Amount on File
Deed Document Number	202316581
Prior Transfer Date	Aug 30, 2017
Prior Transfer Doc	0000015713
Record Updated	Oct 29, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GREENE OH
Recording Date	Dec 5, 2023
Property Address	3954 CARMELA CT E, BELLBROOK, OH 45305-1373
Document Number	0000016581
Map Reference	CAB 34 PG 634A-635A
Instrument Date	Nov 17, 2023
Instrument	2023016581
Transaction Type	Transfer
Record Updated	Dec 20, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3954 CARMELA CT E, BELLBROOK, OH 45305-1373

Mortgage

Document Number	0000016582
Date	Dec 5, 2023
Instrument	2023016582

Lender

Name	FIRST COMMONWEALTH BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2053

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GREENE OH
Recording Date	Sep 18, 2017
Property Address	3954 CARMELA CT E, BELLBROOK, OH 45305-1373
Document Number	0000015713
Instrument Date	Aug 30, 2017
Instrument	15713
Transaction Type	Transfer
Record Updated	Dec 12, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3935 JACOB HILLS CT BELLBROOK OH 453051382, BELLBROOK, OH 45305-1382

Tax Assessment & Valuation

The 2025 property tax bill for 3954 Carmela Ct E was $6,381, up 3.5% from the year before.

Source: Greene County assessment roll, as of March 13, 2026

Property Jurisdictions

Type	Name
State	Ohio
Municipality	Bellbrook City
County	Greene County
Unified School District	Bellbrook-Sugarcreek Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,381.00 (+3.47%)	$109,780 (-) Land $22,520 Building $87,260
2024	$6,167.00 (-2.51%)	$109,780 (-) Land $22,520 Building $87,260
2023	$6,326.00 (-1.71%)	$109,780 (+21.36%) Land $22,520 Building $87,260	$313,650 Land $64,330 Building $249,320
2022	$6,436.00	$90,460 Land $18,760 Building $71,700
2020			$258,480 Land $53,610 Building $204,870

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3954 Carmela Ct E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 28, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3954 Carmela Ct E is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELLBROOK WATER WORKS private · serves 9,475 people · EPA ID OH2901112
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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