396 Junction Rd, Howes Cave, NY 12092 Property Records

Schoharie County and Esperance Town property record for 396 Junction Rd, Howes Cave, NY 12092 · Last verified May 2026

Property Summary

Property Type	Farm - Crops
Lot Size	179 acres (7,805,081 sqft)
Owner	Individual Name on File
Tax Bill	$7,559 (2025)
Flood Zone	Zone X (minimal risk)
APN	`433089 38.-2-11`

Property Details

APN / Parcel Number

Primary APN	`433089 38.-2-11`
Alternative APNs	`308903800000020110000000` `455J100032`

Exterior

Lot Area	7,805,081 sqft (179 acres)
Lot Width	1,743 ft Width

Location & Zoning

Account Number	455J100032
Street Address	396 JUNCTION RD
City	HOWES CAVE
State	NY
Zip	12092-3306
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Farm - Crops
Legal Block	2
Legal Lot Number	11.000
Jurisdiction	SCHOHARIE NY
Township / Civil Division	ESPERANCE
Census Block Group	1
Census Block	1037
Census Tract	740100

Owner

Source: Schoharie County and Esperance Town records · APN 433089 38.-2-11

Assessment roll updated May 14, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	522 S 7TH ST, LAS VEGAS, NV 89101-6904
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: Schoharie County and Esperance Town records · Assessment roll updated May 14, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Schoharie County
County Subdivision	Esperance Town
Unified School District	Schoharie Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,559.00 (+131.37%)	$286,000 (-) Land $286,000	$461,290 (+7.11%) Land $461,290
2023		$286,000 (-) Land $286,000	$430,658 (+15.19%) Land $430,658
2022		$286,000 Land $286,000	$373,856 Land $373,856
2021	$3,267.00 (-33.87%)
2020	$4,940.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schoharie County (36095C), updated February 16, 2012 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360957401001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 7 individual NFIP policies nearby
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	7 in force 7 of 7 on primary residences
Nearby Flood Claims	17 (1987–2011)
Claims Outside the SFHA	5 of 17
Most Recent Claim	Aug 2011, river or lake flooding, Hurricane Irene
Flood Events	Hurricane Irene (Aug 2011), 7 claims Severe Storms And Flooding (Apr 2005), 5 claims Flooding (Apr 1987), 3 claims

Wildfire

Wildfire Risk	Low above 20% of the US · above 55% of New York
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.