Schoharie County and Esperance Town property record for 338 Junction Rd, Howes Cave, NY 12092 · Last verified May 2026
| Property Type | Single Family Home |
|---|---|
| Details | 7 bd · 3 ba · 3,336 sqft · built 1905 |
| Lot Size | 4.5 acres (196,020 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $158,000 (Jul 2013) |
| Tax Bill | $5,521 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 433089 37.-4-14 |
| Primary APN | 433089 37.-4-14 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 7 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,336 sqft Living Area |
| 1st Floor Area | 1,848 sqft |
| 2nd Floor Area | 1,488 sqft |
| Year Built | Built 1905 |
|---|---|
| Effective Year Built | Effective 1905 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 196,020 sqft (4.5 acres) |
| Lot Width | 635 ft Width |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 455J191010 |
|---|---|
| Street Address | 338 JUNCTION RD |
| City | HOWES CAVE |
| State | NY |
| Zip | 12092-3306 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 4 |
| Legal Lot Number | 14.000 |
| Jurisdiction | SCHOHARIE NY |
| Township / Civil Division | ESPERANCE |
| Census Block Group | 1 |
| Census Block | 1038 |
| Census Tract | 740100 |
Source: Schoharie County and Esperance Town records · APN 433089 37.-4-14
Assessment roll updated May 14, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 338 JUNCTION RD, HOWES CAVE, NY 12092-3306 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 24, 2013 · Amount on Record |
| Deed Sale | Jul 24, 2013 · Amount on Record |
| Prior Sale | Jun 06, 2001 · Amount on Record |
| Deed Book / Page | 957 / 91 |
| Record Updated | Jun 08, 2026 |
Source: Schoharie County and Esperance Town records · Assessment roll updated May 14, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schoharie County |
| County Subdivision | Esperance Town |
| Unified School District | Schoharie Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,521.00 (+155.84%) | $152,000 (-) Land $17,000 Building $135,000 | $245,161 (+7.11%) Land $27,419 Building $217,742 |
| 2023 | $152,000 (-) Land $17,000 Building $135,000 | $228,881 (+15.19%) Land $25,599 Building $203,282 | |
| 2022 | $152,000 Land $17,000 Building $135,000 | $198,693 Land $22,222 Building $176,471 | |
| 2021 | $2,158.00 (-56.61%) | ||
| 2020 | $4,973.00 |
Source: FEMA National Flood Hazard Layer, Schoharie County (36095C), updated February 16, 2012 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 55% of New York |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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