288 Junction Rd, Howes Cave, NY 12092 Property Records

Schoharie County and Esperance Town property record for 288 Junction Rd, Howes Cave, NY 12092 · Last verified May 2026

Property Highlights

Bedrooms	3 Beds
Bathrooms	2 Baths
Architecture Style	Colonial
Year Built	Built 1910
Square Footage	2,744 sqft Living Area
Lot Size	215,622 sqft (4.95 acres)
Garage	Detached
Occupancy	Owner Occupied
Tax Bill	$4,359.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`433089 47.-3-31`
Alternative APNs	`308904700000030310000000` `455J189001`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,744 sqft Living Area
1st Floor	1,652 sqft 1st Floor
2nd Floor	1,092 sqft 2nd Floor
Stories	2 Stories

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Colonial Style
Exterior Material	Wood Exterior
Lot Area	215,622 sqft (4.95 acres)
Lot Width	547 ft Width
Garage Type	Detached Garage

Utilities and HVAC

Heating System	Hot Water Heating
Heating Fuel	Oil Heating Fuel
Sewage	Septic Sewage
Water Source	Well Water Source

Location & Zoning

Account Number	455J189001
Street Address	288 JUNCTION RD
City	HOWES CAVE
State	NY
Zip	12092-3302
Property Usage	Other Property Usage
Type	Unknown
Legal Block	3
Legal Lot Number	31.000
Jurisdiction	SCHOHARIE NY
Minor Civil Division	ESPERANCE
Census Blockgroup	1
Census Block	1038
Census Tract	740100

Owner

Source: Schoharie County and Esperance Town records · APN 433089 47.-3-31

Assessment roll updated May 14, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	288 JUNCTION RD, HOWES CAVE, NY 12092-3302
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Refreshed	Jun 08, 2026

Tax Assessment & Valuation

Source: Schoharie County and Esperance Town records · Assessment roll updated May 14, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Schoharie County
County Subdivision	Esperance Town
Unified School District	Schoharie Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,359.00 (+155.96%)	$120,000 (-) Land $16,760 Building $103,240	$193,548 (+7.11%) Land $27,032 Building $166,516
2023		$120,000 (-) Land $16,760 Building $103,240	$180,696 (+15.19%) Land $25,237 Building $155,459
2022		$120,000 Land $16,760 Building $103,240	$156,863 Land $21,909 Building $134,954
2021	$1,703.00 (-45.01%)
2020	$3,097.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schoharie County (36095C), updated February 16, 2012 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Low above 20% of the US · above 55% of New York
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.