310 Junction Rd, Howes Cave, NY 12092 Property Records

Schoharie County and Esperance Town property record for 310 Junction Rd, Howes Cave, NY 12092

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,544 sqft · built 1979
Lot Size	4.68 acres (203,861 sqft)
Owner	2 Individual Names on File
Last Sale	$220,000 (Feb 2021)
Tax Bill	$6,175 (2025)
Deeds & Mortgages	Feb 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`433089 47.-3-29`

Property Details

APN / Parcel Number

Primary APN	`433089 47.-3-29`
Alternative APNs	`308904700000030290000000` `455J178217`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,544 sqft Living Area
1st Floor Area	1,544 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Ranch
Exterior Material	Composition/Composite
Lot Area	203,861 sqft (4.68 acres)
Lot Width	251 ft Width
Garage Type	Detached
Porch	Slab
Porch Area	548 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	455J178217
Street Address	310 JUNCTION RD
City	HOWES CAVE
State	NY
Zip	12092-3306
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Block	3
Legal Lot Number	29.000
Jurisdiction	SCHOHARIE NY
Township / Civil Division	ESPERANCE
Census Block Group	1
Census Block	1038
Census Tract	740100

Owner

Source: Schoharie County and Esperance Town records · APN 433089 47.-3-29

Assessment roll updated May 14, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	310 JUNCTION RD, HOWES CAVE, NY 12092-3306
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 17, 2021 · Amount on Record
Deed Sale	Feb 17, 2021 · Amount on Record
Prior Sale	Jun 30, 2015 · Amount on Record
Deed Document Number	2021784770
Deed Book / Page	1131 / 251
Record Updated	Jun 08, 2026

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHOHARIE NY
Recording Date	Feb 17, 2021
Property Address	310 JUNCTION RD, HOWES CAVE, NY 12092-3306
Document Number	001131/251
Book / Page	1131 / 251
Instrument Date	Feb 12, 2021
Instrument	784770
Transaction Type	Transfer
Record Updated	May 12, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	132 MIX LN, SCHOHARIE, NY 12157-4700

Tax Assessment & Valuation

Source: Schoharie County and Esperance Town records · Assessment roll updated May 14, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Schoharie County
County Subdivision	Esperance Town
Unified School District	Schoharie Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,175.00 (+155.91%)	$170,000 (-) Land $17,500 Building $152,500	$274,194 (+7.11%) Land $28,226 Building $245,968
2023		$170,000 (-) Land $17,500 Building $152,500	$255,986 (+15.19%) Land $26,351 Building $229,635
2022		$170,000 Land $17,500 Building $152,500	$222,222 Land $22,876 Building $199,346
2021	$2,413.00 (-61.68%)
2020	$6,297.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 16, 2012 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	17 (1987–2011)
Claims Outside the SFHA	5 of 17
Most Recent Claim	Aug 2011 · Hurricane Irene
Claims by Event	Hurricane Irene, Aug 2011 · 7 claims Severe Storms And Flooding, Apr 2005 · 5 claims Flooding, Apr 1987 · 3 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 13 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Junction Rd

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