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396 Cardinal Ln, Toccoa, GA 30577 Property Records

Stephens County property record for 396 Cardinal Ln, Toccoa, GA 30577 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Architecture StyleRanch
Year BuiltBuilt 2011
Square Footage2,520 sqft Heated Area
Lot Size14,375 sqft (0.33 acres)
Garage464 sqft
Tax Bill$4,575.00 (2025)

Property Details

APN / Parcel Number

Primary APN057E 153
Alternative APN
  • 269400

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Building Area2,520 sqft Heated Area
Basement Area1,000 sqft Basement
Finished Basement1,000 sqft Finished
Stories1 Stories
Primary FlooringHardwood Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 2011
Architectural StyleRanch Style
Exterior MaterialBrick Exterior
Construction TypeFrame Construction
Roof ConstructionGable Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area14,375 sqft (0.33 acres)
Depth X Width150 ft x 105 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage Area464 sqft Garage

Exterior Amenities

Deck Area259 sqft Deck
Patio Area771 sqft Patio
Porch Area940 sqft Porch
TopographyGentle Slope Topography
Boat AccessBoat Access

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel

Location & Zoning

Account Number269400
Street Address396 CARDINAL LN
CityTOCCOA
StateGA
Zip30577-9549
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 62 BLK R SEC 2 SHOREWOOD EST & CC
Legal SubdivisionSHOREWOOD
Legal BlockR
Legal Lot Number62
JurisdictionSTEPHENS GA
Minor Civil DivisionROCK CREEK
Census Blockgroup2
Census Block2027
Census Tract970201

Owner

Source: Stephens County records · APN 057E 153

Assessment roll updated March 12, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address655 BUDDY GAP RD, OTTO, NC 28763-9247
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Mar 30, 2026Quit Claim Deed, Transfer
Quitclaim Document
Jan 30, 2026Quit Claim Deed, Transfer
Quitclaim Document
Dec 12, 2025Warranty Deed, Transfer
Apr 04, 2022Deed of Trust, Mortgage · Conventional Mortgage
AMERIS BANK
May 24, 2019Grant Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI)
AMERIS BK
Dec 22, 2017Warranty Deed, Transfer
OTHER

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Known Transactions
  • Mar 30, 2026
  • Jan 30, 2026
Deed Book / Page1444 / 125
Prior Transfer DateFeb 23, 2026
Prior Transfer Doc0014440125
Record RefreshedSep 20, 2026

March 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSTEPHENS GA
Recording DateMar 30, 2026
Property Address396 CARDINAL LN, TOCCOA, GA 30577-9549
Document Number0014440125
Book / Page1444 / 125
Instrument DateFeb 23, 2026
Transaction TypeTransfer
Record UpdatedJun 02, 2026

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address655 BUDDY GAP RD, OTTO, NC 28763-9247

January 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSTEPHENS GA
Recording DateJan 30, 2026
Property Address396 CARDINAL LN, TOCCOA, GA 30577-9549
Document Number0014370380
Book / Page1437 / 380
Instrument DateJan 26, 2026
Transaction TypeTransfer
Record UpdatedMar 23, 2026

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address396 CARDINAL LN, TOCCOA, GA 30577-9549

December 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTEPHENS GA
Recording DateDec 12, 2025
Property Address396 CARDINAL LN, TOCCOA, GA 30577-9549
Document Number0014320444
Book / Page1432 / 444
Instrument DateDec 11, 2025
InstrumentD2025-003810
Transaction TypeTransfer
Record UpdatedMar 16, 2026

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address396 CARDINAL LN, TOCCOA, GA 30577-9549

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTEPHENS GA
Property Address396 CARDINAL LN, TOCCOA, GA 30577-9549
Transaction TypeMortgage
Record UpdatedAug 04, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address396 CARDINAL LN, TOCCOA, GA 30577-9549

Mortgage

Document Number0012920000000097
DateApr 04, 2022
Book Page0000001292/0000000097
Instrument000528
Lender
NameAMERIS BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2050

May 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSTEPHENS GA
Recording DateMay 24, 2019
Property Address396 CARDINAL LN, TOCCOA, GA 30577-9549
Document Number0011790111
Book / Page001179 / 000111
Instrument DateMay 22, 2019
Transaction TypeTransfer
Record UpdatedJun 24, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$207.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address396 CARDINAL LN TOCCOA GA 305779549, TOCCOA, GA 30577-9549

Mortgage

Document Number11790113
DateMay 24, 2019
Book Page001179/000113
Lender
NameAMERIS BK
TypeBank
AddressMARIETTA, GA 30067
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueMay 23, 2049

December 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTEPHENS GA
Recording DateDec 22, 2017
Property Address396 CARDINAL LN, TOCCOA, GA 30577-9549
Document Number0011390188
Book / Page001139 / 000188
Instrument DateDec 21, 2017
Transaction TypeTransfer
Record UpdatedJun 11, 2019
Title CompanyOTHER

Transaction

AmountAmount Recorded
Tax$58.00
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address396 CARDINAL LN GA, GA

Tax Assessment & Valuation

Source: Stephens County records · Assessment roll updated March 12, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateGeorgia
CountyStephens County
Unified School DistrictStephens County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,575.00 (+50.2%)$166,677 (+62.88%) Land $34,759 Building $131,918$416,693 (+62.88%) Land $86,897 Building $329,796
2023$3,046.00 (+14.13%)$102,332 (+14.14%) Land $34,759 Building $67,573$255,829 (+14.14%) Land $86,897 Building $168,932
2022$2,669.00$89,655 Land $25,842 Building $63,813$224,138 Land $64,606 Building $159,532

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