Stephens County property record for 432 Cardinal Ln, Toccoa, GA 30577
| Property Type | Single Family Home |
|---|---|
| Details | 840 sqft · built 1976 |
| Lot Size | 0.319 acres (13,939 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $4,000 (Apr 1981) |
| Tax Bill | $786 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 057E 155 |
| Primary APN | 057E 155 |
|---|---|
| Alternative APN |
|
| Building Area | 840 sqft |
|---|---|
| Fireplaces | 1 Fireplace |
| Fireplace | Prefabricated |
| Year Built | Built 1976 |
|---|---|
| Exterior Material | Wood |
| Lot Area | 13,939 sqft (0.319 acres) |
| Lot Dimensions | 150 ft deep x 75 ft wide |
| Terrain | Gentle Slope |
| Garage Area | 736 sqft |
| Parking Spaces | 3 Parking Spaces |
| Boat Access | Boat Access |
| Total Buildings | 2 Buildings |
| Account Number | 269300 |
|---|---|
| Old Parcel Number | 057E 155 |
| Street Address | 432 CARDINAL LN |
| City | TOCCOA |
| State | GA |
| Zip | 30577-9550 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | LOT 60 BLK R SEC 2 SHOREWOOD EST & CC |
| Legal Subdivision | SHOREWOOD |
| Legal Block | R |
| Legal Lot Number | 60 |
| Jurisdiction | STEPHENS GA |
| Township / Civil Division | ROCK CREEK |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 970201 |
Source: Stephens County records, as of March 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 374 CARDINAL LN, TOCCOA, GA 30577-9549 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 16, 1981 · Amount on Record |
| Deed Sale | Apr 16, 1981 · Amount on Record |
| Deed Document Number | 0000160249 |
| Record Updated | Jun 8, 2026 |
Source: Stephens County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Stephens County |
| Unified School District | Stephens County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $786.00 (-4.5%) | $28,665 (+3.61%) Land $23,345 Building $5,320 | $71,663 (+3.61%) Land $58,363 Building $13,300 |
| 2023 | $823.00 | $27,665 Land $23,345 Building $4,320 | $69,163 Land $58,363 Building $10,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 73% of Georgia |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| HTC Cable | 1,000 / 50 |
4G LTE (outdoors only), no 5G reported
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