356 Cardinal Ln, Toccoa, GA 30577 Property Records

Stephens County property record for 356 Cardinal Ln, Toccoa, GA 30577

Property Summary

Property Type	Mobile Home
Details	1,248 sqft · built 1994
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on Record
Tax Bill	$528 (2025)
Deeds & Mortgages	Jan 2024 Transfer Dec 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`056E 009`

Property Details

APN / Parcel Number

Primary APN	`056E 009`
Alternative APN	`269600`

Interior

Stories	1 Story
Building Area	1,248 sqft Gross Area
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Ranch
Exterior Material	Vinyl
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	12,197 sqft (0.28 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Terrain	Gentle Slope

Exterior Amenities

Porch	Slab
Deck Area	160 sqft
Patio Area	160 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	269600
Street Address	356 CARDINAL LN
City	TOCCOA
State	GA
Zip	30577-9549
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	RS
Legal Description	LOT 66 BLK R SEC 2 SHOREWOOD EST & CC
Legal Subdivision	SHOREWOOD
Legal Block	R
Legal Lot Number	66
Jurisdiction	STEPHENS GA
Township / Civil Division	ROCK CREEK
Census Block Group	2
Census Block	2027
Census Tract	970201

Owner

Source: Stephens County records, as of March 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	356 CARDINAL LN, TOCCOA, GA 30577-9549
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2024	Quit Claim Deed, Transfer Quitclaim
Dec 13, 2023	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE
Apr 20, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 5, 2024
Deed Sale	Jan 5, 2024
Prior Sale	Dec 13, 2023 · Amount on Record
Deed Book / Page	1354 / 19
Prior Transfer Date	Dec 18, 2023
Prior Transfer Doc	0013540019
Record Updated	Sep 20, 2026

January 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STEPHENS GA
Recording Date	Jan 5, 2024
Property Address	356 CARDINAL LN, TOCCOA, GA 30577-9549
Document Number	0013540019
Book / Page	1354 / 19
Instrument Date	Dec 18, 2023
Transaction Type	Transfer
Record Updated	Mar 12, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	GA

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEPHENS GA
Recording Date	Dec 13, 2023
Property Address	356 CARDINAL LN, TOCCOA, GA 30577-9549
Document Number	0013510346
Book / Page	1351 / 346
Instrument Date	Nov 29, 2023
Instrument	D2023001828
Transaction Type	Transfer
Record Updated	Mar 12, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	356 CARDINAL LN, TOCCOA, GA 30577-9549

Mortgage

Document Number	D2023001829
Date	Dec 13, 2023
Instrument	D2023001829

Lender

Name	UNITED WHOLESALE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STEPHENS GA
Recording Date	Apr 20, 2020
Property Address	356 CARDINAL LN, TOCCOA, GA 30577-9549
Document Number	0012070383
Book / Page	001207 / 000383
Instrument Date	Apr 8, 2020
Transaction Type	Transfer
Record Updated	May 19, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	356 CARDINAL LN TOCCOA GA 305779549, TOCCOA, GA 30577-9549

Tax Assessment & Valuation

Source: Stephens County assessment roll, as of March 12, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Stephens County
Unified School District	Stephens County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$528.00 (-66.71%) Homeowner's exemption Senior Citizen's exemption	$55,289 (+3.75%) Land $46,000 Building $9,289	$138,223 (+3.75%) Land $115,000 Building $23,223
2023	$1,586.00 (+31.29%)	$53,289 (+31.25%) Land $46,000 Building $7,289	$133,223 (+31.25%) Land $115,000 Building $18,223
2022	$1,208.00	$40,602 Land $34,200 Building $6,402	$101,504 Land $85,500 Building $16,004

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
HTC Cable	1,000 / 50

Cell Coverage

4G LTE (outdoors only), no 5G reported

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