Stephens County property record for 364 Cardinal Ln, Toccoa, GA 30577
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,864 sqft · built 1989 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $480,000 (Jul 2025) |
| Tax Bill | $3,346 (2025) |
| Deeds & Mortgages | Jul 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 056E 008 |
| Primary APN | 056E 008 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,864 sqft Heated Area |
| Basement Area | 756 sqft |
| Finished Basement | 756 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 12,197 sqft (0.28 acres) |
| Lot Dimensions | 150 ft deep x 90 ft wide |
| Terrain | Gentle Slope |
| Garage Area | 400 sqft |
| Deck Area | 320 sqft |
|---|---|
| Patio Area | 320 sqft |
| Utility Building | 80 sqft |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Account Number | 269550 |
|---|---|
| Old Parcel Number | 056E 008 |
| Street Address | 364 CARDINAL LN |
| City | TOCCOA |
| State | GA |
| Zip | 30577-9549 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | LOT 65 BLK R SEC 2 SHOREWOOD EST & CC |
| Legal Subdivision | SHOREWOOD |
| Legal Block | R |
| Legal Lot Number | 65 |
| Jurisdiction | STEPHENS GA |
| Township / Civil Division | ROCK CREEK |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 970201 |
Source: Stephens County records, as of March 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 364 CARDINAL LN, TOCCOA, GA 30577-9549 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 8, 2025 · Amount on Record |
| Deed Sale | Jul 8, 2025 · Amount on Record |
| Prior Sale | Apr 28, 2016 |
| Deed Document Number | 0001413489 |
| Deed Book / Page | 1413 / 489 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEPHENS GA |
| Recording Date | Jul 8, 2025 |
| Property Address | 364 CARDINAL LN, TOCCOA, GA 30577-9549 |
| Document Number | 0014130489 |
| Book / Page | 1413 / 489 |
| Instrument Date | Jul 8, 2025 |
| Transaction Type | Transfer |
| Record Updated | Mar 12, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4.80 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 364 CARDINAL LN, TOCCOA, GA 30577-9549 |
| Document Number | 0001413491 |
|---|---|
| Date | Jul 8, 2025 |
| Instrument | 1413/491 |
| Name | PREMIER MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 174 Months |
| Due | Jan 1, 2040 |
Source: Stephens County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Stephens County |
| Unified School District | Stephens County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,346.00 (+15.74%) | $121,923 (+28.41%) Land $41,400 Building $80,523 | $304,807 (+28.41%) Land $103,500 Building $201,307 |
| 2024 | $2,891.00 (+6.4%) | $94,946 (+4.01%) Land $41,400 Building $53,546 | $237,364 (+4.01%) Land $103,500 Building $133,864 |
| 2023 | $2,717.00 | $91,286 Land $41,400 Building $49,886 | $228,216 Land $103,500 Building $124,716 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 73% of Georgia |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| HTC Cable | 1,000 / 50 |
4G LTE (outdoors only), no 5G reported
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