3957 Coldwater Dr, Rocklin, CA 95765 Property Records

Placer County property record for 3957 Coldwater Dr, Rocklin, CA 95765

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,399 sqft · built 2000
Lot Size	0.132 acres (5,750 sqft)
Owner	Individual Name on File
Last Sale	$485,000 (Oct 2023)
Tax Bill	$6,164 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Oct 2023 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`374-220-026-000`

Property Details

APN / Parcel Number

Primary APN	`374-220-026-000`
Alternative APN	`374-220-026`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,399 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Contemporary
Construction Type	Frame
Lot Area	5,750 sqft (0.132 acres)
Garage Area	482 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	374-220-026
Street Address	3957 COLDWATER DR
City	ROCKLIN
State	CA
Zip	95765-5622
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 605 WHITNEY OAKS PH 2B PAR 38 UNIT 26 MORV-64
Legal Subdivision	WHITNEY OAKS PHASE 2B PARCEL 38 UNIT 26
Legal Lot Number	605
Jurisdiction	PLACER CA
Township / Civil Division	ROCKLIN
Census Block Group	1
Census Block	1008
Census Tract	21122

Owner

3957 Coldwater Dr is owned and occupied by an individual who bought it in October 2023.

Source: Placer County records, as of July 13, 2026

Owner of Record	Individual Name on File
Mailing Address	3957 COLDWATER DR, ROCKLIN, CA 95765-5622
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2023	Grant Deed, Transfer · FHA Mortgage SIERRA PACIFIC MORTGAGE CO INC
Oct 17, 2023	Intrafamily Transfer, Transfer CHICAGO TITLE COMPANY
Apr 3, 2023	Intrafamily Transfer, Transfer
Apr 13, 2023	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 17, 2023 · Amount on File
Deed Sale	Oct 17, 2023 · Amount on File
Prior Sale	Sep 16, 2014 · Amount on File
Deed Document Number	202355359
Prior Transfer Date	Oct 2, 2023
Prior Transfer Doc	0000055358
Record Updated	Sep 20, 2026

October 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Oct 17, 2023
Property Address	3957 COLDWATER DR, ROCKLIN, CA 95765-5622
Document Number	0000055359
Map Reference	MB V PG 64
Instrument Date	Oct 13, 2023
Instrument	2023-0055359
Transaction Type	Transfer
Record Updated	Oct 30, 2023
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4120 CALIFORNIA AVE, CARMICHAEL, CA 95608-2404

Mortgage

Document Number	0000055360
Date	Oct 17, 2023
Instrument	2023-0055360

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PLACER CA
Recording Date	Oct 17, 2023
Property Address	3957 COLDWATER DR, ROCKLIN, CA 95765-5622
Document Number	0000055358
Map Reference	MB V PG 64
Instrument Date	Oct 2, 2023
Instrument	2023-0055358
Transaction Type	Transfer
Record Updated	Oct 30, 2023
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4120 CALIFORNIA AVE, CARMICHAEL, CA 95608-2404

April 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PLACER CA
Recording Date	Apr 3, 2023
Property Address	3957 COLDWATER DR, ROCKLIN, CA 95765-5622
Document Number	0000016437
Map Reference	MB V PG 64
Instrument Date	Mar 8, 2023
Instrument	2023-0016437
Transaction Type	Transfer
Record Updated	Apr 19, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3107 CLARKSON DR, ROCKLIN, CA 95765-5083

April 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PLACER CA
Recording Date	Apr 13, 2023
Property Address	3957 COLDWATER DR, ROCKLIN, CA 95765-5622
Document Number	0000019131
Map Reference	MB V PG 64
Instrument Date	Mar 8, 2023
Instrument	2023-0019131
Transaction Type	Transfer
Record Updated	Apr 27, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3107 CLARKSON DR, ROCKLIN, CA 95765-5083

Tax Assessment & Valuation

The 2025 property tax bill for 3957 Coldwater Dr was $6,164 with a homeowner's exemption.

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Municipality	Rocklin City
Unified School District	Rocklin Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$504,594 (+2%) Land $312,120 Building $192,474
2025	$6,164.00 Homeowner's exemption	$494,700 Land $306,000 Building $188,700
2023	$6,361.00 (+34.09%) Homeowner's exemption	$510,000 Land $165,000 Building $345,000
2022	$4,744.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3957 Coldwater Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3957 Coldwater Dr is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · lower than 60% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLACER CWA - FOOTHILL serves 93,417 people · EPA ID CA3110025
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Zeta Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Coldwater Dr

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