3941 Coldwater Dr, Rocklin, CA 95765 Property Records

Placer County property record for 3941 Coldwater Dr, Rocklin, CA 95765

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,193 sqft · built 2000
Lot Size0.129 acres (5,626 sqft)
Owner2 Individual Names on File
Last Sale$525,000 (Oct 2021)
Tax Bill$6,330 (2025)
Deeds & MortgagesOct 2021 Sale & Mortgage
Mar 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN374-220-023-000

Property Details

APN / Parcel Number

Primary APN374-220-023-000
Alternative APN
  • 374-220-023

Interior

Bedrooms2 Beds
Full Baths2 Baths
Building Area1,193 sqft Living Area

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Architectural StyleCape Cod
Construction TypeFrame
Lot Area5,626 sqft (0.129 acres)
Garage Area446 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Old Parcel Number374-220-023
Street Address3941 COLDWATER DR
CityROCKLIN
StateCA
Zip95765-5622
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 602 WHITNEY OAKS PH 2B PAR 38 UNIT 26 MORV-64
Legal SubdivisionWHITNEY OAKS PHASE 2B PARCEL 38 UNIT 26
Legal Lot Number602
JurisdictionPLACER CA
Township / Civil DivisionROCKLIN
Census Block Group1
Census Block1008
Census Tract21122

Owner

3941 Coldwater Dr is owned by two individuals who bought it in October 2021.

Source: Placer County records, as of July 13, 2026

Owner of Record2 Individual Names on File
Mailing Address4648 MONTECARLO PARK CT, FREMONT, CA 94538-5951
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 8, 2021Grant Deed, Transfer · Conventional Mortgage
AMERIS BANK
Mar 31, 2020Deed of Trust, Mortgage · VA Mortgage
VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 8, 2021 · Amount on File
Deed SaleOct 8, 2021 · Amount on File
Prior SaleNov 21, 2016 · Amount on File
Deed Document Number2021125695
Prior Transfer DateJun 7, 2012
Prior Transfer Doc0000051280
Record UpdatedOct 29, 2026

October 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionPLACER CA
Recording DateOct 8, 2021
Property Address3941 COLDWATER DR, ROCKLIN, CA 95765-5622
Document Number0000125695
Map ReferenceMB V PG 64
Instrument DateOct 5, 2021
Instrument2021-0125695
Transaction TypeTransfer
Record UpdatedOct 27, 2021
Title CompanyCHICAGO TITLE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address4648 MONTECARLO PARK CT, FREMONT, CA 94538-5951

Mortgage

Document Number0000125696
DateOct 8, 2021
Instrument2021-0125696
Lender
NameAMERIS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2051

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPLACER CA
Property Address3941 COLDWATER DR, ROCKLIN, CA 95765-5622
Document Number0000030562
Instrument DateMar 31, 2020
Transaction TypeMortgage
Record UpdatedMay 4, 2020
Title CompanySTEWART TITLE, STEWART TITLE/PLACER

Transferred To (Grantee/Buyer)

NameVerified Name
Address3941 COLDWATER DR ROCKLIN CA 957655622, ROCKLIN, CA 95765-5622

Mortgage

Document Number0000030562
DateApr 6, 2020
Instrument30562
Lender
NameVETERANS UNITED HM LNS
TypeFunding / Finance Company
AddressCOLUMBIA, MO 65203
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueApr 5, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 3941 Coldwater Dr was $6,330.

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyPlacer County
MunicipalityRocklin City
Unified School DistrictRocklin Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$481,000 (-4.37%) Land $151,200 Building $329,800
2025$6,330.00$503,000 Land $158,100 Building $344,900
2023$5,809.00 (-11.25%)$453,000 Land $142,400 Building $310,600
2022$6,545.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3941 Coldwater Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3941 Coldwater Dr is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 56% of the US · lower than 66% of California
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPLACER CWA - FOOTHILL
serves 93,417 people · EPA ID CA3110025
Water SourceSurface water
Last State InspectionJan 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Astound Broadband
Cable
1,500 / 50
Zeta Broadband
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
DigitalPath
Fixed Wireless
200 / 20
Cal.net
Fixed Wireless
100 / 20

May also be available: AT&T.

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