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3954 Great Falls Loop, Middleburg, FL 32068 Property Records

Clay County property record for 3954 Great Falls Loop, Middleburg, FL 32068

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,679 sqft · built 2015
Lot Size0.148 acres (6,490 sqft)
OwnerCompany Name on Record
Last Sale$285,000 (Sep 2022)
Tax Bill$4,132 (2025)
Deeds & MortgagesSep 2022 Sale
Aug 2017 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN01-05-24-005924-005-49

Property Details

APN / Parcel Number

Primary APN01-05-24-005924-005-49

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,679 sqft Heated Area
Gross Area2,360 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2015
Exterior MaterialLogs
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,490 sqft (0.148 acres)
Garage Area440 sqft
PorchPorch
Porch Area241 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address3954 GREAT FALLS LOOP
CityMIDDLEBURG
StateFL
Zip32068-3882
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 76 AZALEA RIDGE UNIT 2 ASREC O R 4649 PG 1637
Legal Range24
Legal Township05
Legal Section01
Legal SubdivisionAZALEA RDG
Legal Lot Number76
Legal Unit2
JurisdictionCLAY FL
Township / Civil DivisionMIDDLEBURG-CLAY HILL
Census Block Group2
Census Block2009
Census Tract30204

Owner

Source: Clay County records, as of December 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing AddressPO BOX 4090, SCOTTSDALE, AZ 85261-4090
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Sep 16, 2022Warranty Deed, Transfer
LEGACY TITLE GROUP, LEGACY TITLE GROUP LLC
Aug 24, 2017Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP
Apr 10, 2018Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP
Aug 19, 2020Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP
Jan 25, 2021Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 16, 2022 · Amount on Record
Deed SaleSep 16, 2022 · Amount on Record
Prior SaleApr 6, 2016 · Amount on Record
Deed Document Number2022056306
Deed Book / Page4649 / 1637
Record UpdatedJun 8, 2026

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLAY FL
Recording DateSep 16, 2022
Property Address3954 GREAT FALLS LOOP, MIDDLEBURG, FL 32068-3882
Document Number0046491637
Book / Page4649 / 1637
Map ReferenceMB 57 PG 24-29
Instrument DateSep 12, 2022
Instrument2022056306
Transaction TypeTransfer
Record UpdatedOct 13, 2022
Title CompanyLEGACY TITLE GROUP, LEGACY TITLE GROUP LLC

Transaction

AmountAmount Recorded
Tax$1,995.00
Amount AccuracyRounded by County
Additional
  • Notice of Foreclosure Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1316 WOODBLUFF CT, 1316, ORANGE PARK, FL 32065-4763

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 4090, SCOTTSDALE, AZ 85261-4090
InvestorPossibly a Property Investor

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY FL
Property Address3954 GREAT FALLS LOOP, MIDDLEBURG, FL 32068-3882
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0040051979
DateAug 24, 2017
Book Page4005/1979
Instrument2017043433
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2047

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY FL
Property Address3954 GREAT FALLS LOOP, MIDDLEBURG, FL 32068-3882
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0040720951
DateApr 10, 2018
Book Page4072/0951
Instrument2018017951
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term354 Months
DueOct 1, 2047

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY FL
Property Address3954 GREAT FALLS LOOP, MIDDLEBURG, FL 32068-3882
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0043422030
DateAug 19, 2020
Book Page4342/2030
Instrument2020042088
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term357 Months
DueMay 1, 2050

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY FL
Property Address3954 GREAT FALLS LOOP, MIDDLEBURG, FL 32068-3882
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyINSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address3954 GREAT FALLS LOOP, MIDDLEBURG, FL 32068-3882

Mortgage

Document Number0044061012
DateJan 25, 2021
Book Page4406/1012
Instrument2021004534
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term353 Months
DueJun 1, 2050

Tax Assessment & Valuation

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyClay County
Unified School DistrictClay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,132.00 (-24.89%)$270,940 (-4.2%) Land $50,000 Building $220,940$270,940 (-4.2%) Land $50,000 Building $220,940
2023$5,501.00 (+85.16%)$282,807 (+63.15%) Land $50,000 Building $232,807$282,807 (+8.46%) Land $50,000 Building $232,807
2022$2,971.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$173,347$260,744 Land $40,000 Building $220,744

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies10 in force
Nearby Flood Claims1 (2017)
Most Recent ClaimSep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · lower than 83% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemORANGE PARK GRID
private · serves 127,904 people · EPA ID FL2100741
Water SourceGroundwater
Last State InspectionSep 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area		5,000 / 5,000
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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