Clay County property record for 3931 Great Falls Loop, Middleburg, FL 32068
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,522 sqft · built 2009 |
| Lot Size | 0.21 acres (9,179 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $211,000 (Jul 2018) |
| Tax Bill | $2,204 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage Jul 2018 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 36-04-24-005924-004-24 |
| Primary APN | 36-04-24-005924-004-24 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,522 sqft Heated Area |
| Gross Area | 2,119 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2009 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,179 sqft (0.21 acres) |
| Garage Area | 440 sqft |
| Porch | Porch |
| Porch Area | 157 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 3931 GREAT FALLS LOOP |
|---|---|
| City | MIDDLEBURG |
| State | FL |
| Zip | 32068-3885 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AR |
| Legal Description | LOT 175 AZALEA RIDGE UNIT I ASREC O R 4101 PG 183 |
| Legal Range | 24 |
| Legal Township | 04 |
| Legal Section | 36 |
| Legal Subdivision | AZALEA RDG |
| Legal Lot Number | 175 |
| Legal Unit | 1 |
| Jurisdiction | CLAY FL |
| Township / Civil Division | MIDDLEBURG-CLAY HILL |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 30204 |
3931 Great Falls Loop is owned and occupied by two individuals who bought it in July 2018.
Source: Clay County records, as of December 18, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3931 GREAT FALLS LOOP, MIDDLEBURG, FL 32068-3885 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 28, 2020 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC |
| Jul 5, 2018 | Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS |
| Feb 20, 2018 | Grant Deed, Transfer ATTORNEYS TITLE SERVICES LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 5, 2018 · Amount on File |
| Deed Sale | Jul 5, 2018 · Amount on File |
| Prior Sale | Feb 20, 2018 · Amount on File |
| Deed Document Number | 2018034915 |
| Deed Book / Page | 4101 / 0183 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 3931 GREAT FALLS LOOP, MIDDLEBURG, FL 32068-3885 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 3931 GREAT FALLS LOOP, MIDDLEBURG, FL 32068-3885 |
| Document Number | 0043940982 |
|---|---|
| Date | Dec 28, 2020 |
| Book Page | 4394/982 |
| Instrument | 2020068126 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Jul 5, 2018 |
| Property Address | 3931 GREAT FALLS LOOP, MIDDLEBURG, FL 32068-3885 |
| Document Number | 0041010183 |
| Book / Page | 004101 / 000183 |
| Instrument Date | Jun 11, 2018 |
| Instrument | 34915 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2018 |
| Title Company | COMPASS LAND AND TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,477.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3931 GREAT FALLS LOOP MIDDLEBURG FL 320683885, MIDDLEBURG, FL 32068-3885 |
| Document Number | 41010185 |
|---|---|
| Date | Jul 5, 2018 |
| Book Page | 004101/000185 |
| Instrument | 34916 |
| Name | VETERANS UNITED HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 4, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Feb 20, 2018 |
| Property Address | 3931 GREAT FALLS LOOP, MIDDLEBURG, FL 32068-3885 |
| Document Number | 0040570038 |
| Book / Page | 004057 / 000038 |
| Instrument Date | Feb 8, 2018 |
| Instrument | 8513 |
| Transaction Type | Transfer |
| Record Updated | Mar 5, 2018 |
| Title Company | ATTORNEYS TITLE SERVICES LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $1,050.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 5001 PINE AVE FLEMING ISLAND FL 320037829, FLEMING ISLAND, FL 32003-7829 |
The 2025 property tax bill for 3931 Great Falls Loop was $2,204 with a homeowner's exemption.
Source: Clay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,204.00 Homeowner's exemption | $184,649 | $235,722 Land $50,000 Building $185,722 |
| 2023 | $4,014.00 (+7.21%) Homeowner's exemption | $174,220 (+3%) | $248,268 (+8.82%) Land $50,000 Building $198,268 |
| 2022 | $3,744.00 Homeowner's exemption | $169,146 | $228,149 Land $40,000 Building $188,149 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3931 Great Falls Loop in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 1 (2017) |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3931 Great Falls Loop is moderate, ranking above 48% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · lower than 81% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ORANGE PARK GRID private · serves 127,904 people · EPA ID FL2100741 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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