3958 Great Falls Loop, Middleburg, FL 32068 Property Records

Clay County property record for 3958 Great Falls Loop, Middleburg, FL 32068

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,895 sqft · built 2016
Lot Size0.149 acres (6,490 sqft)
Owner2 Individual Names on Record
Tax Bill$4,504 (2025)
Deeds & MortgagesMar 2023 Sale & Mortgage
Dec 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN01-05-24-005924-005-48

Property Details

APN / Parcel Number

Primary APN01-05-24-005924-005-48

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms4 Rooms
Stories1 Story
Building Area1,895 sqft Living Area
Gross Area2,451 sqft
1st Floor Area1,895 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Exterior MaterialLogs
Roof TypeGable/Hip
Roof MaterialOther
Lot Area6,490 sqft (0.149 acres)
Garage TypeAttached
Garage Area462 sqft
PorchFinished Screened Porch
Porch Area109 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address3958 GREAT FALLS LOOP
CityMIDDLEBURG
StateFL
Zip32068-3882
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 75 AZALEA RIDGE UNIT 2 AS REC OR 4705 PG 909
Legal Range24E
Legal Township05S
Legal Section01
Legal SubdivisionAZALEA RIDGE UNIT 2
Legal Lot Number75
Legal Unit2
JurisdictionCLAY FL
Township / Civil DivisionMIDDLEBURG-CLAY HILL
Census Block Group2
Census Block2009
Census Tract30204

Owner

Source: Clay County records, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3958 GREAT FALLS LOOP, MIDDLEBURG, FL 32068-3882
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Mar 29, 2023Warranty Deed, Transfer · FHA Mortgage
ALCOVA MORTGAGE LLC
Dec 28, 2020Deed of Trust, Mortgage · FHA Mortgage
US BANK NA
Oct 8, 2019Warranty Deed, Transfer · FHA Mortgage
THE FEDERAL SAVINGS BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 29, 2023
Deed SaleMar 29, 2023
Prior SaleOct 8, 2019 · Amount on Record
Deed Document Number202314714
Deed Book / Page4705 / 909
Record UpdatedSep 20, 2026

March 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLAY FL
Recording DateMar 29, 2023
Property Address3958 GREAT FALLS LOOP, MIDDLEBURG, FL 32068-3882
Document Number0047050909
Book / Page4705 / 909
Map ReferenceMB 57 PG 24-29
Instrument DateMar 21, 2023
Instrument2023014714
Transaction TypeTransfer
Record UpdatedApr 2, 2026
Title CompanyGOLDEN DOG TITLE AND TRUST, GOLDEN DOG TITLE & TRUST

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,415.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address750 CHURCHILL DR, NEW LENOX, IL 60451-3369

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3958 GREAT FALLS LOOP, MIDDLEBURG, FL 32068-3882

Mortgage

Document Number0004705911
DateMar 29, 2023
Instrument4705/911
Lender
NameALCOVA MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2053

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY FL
Property Address3958 GREAT FALLS LOOP, MIDDLEBURG, FL 32068-3882
Transaction TypeMortgage
Record UpdatedMay 2, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address3958 GREAT FALLS LOOP, MIDDLEBURG, FL 32068-3882

Mortgage

Document Number0043940559
DateDec 28, 2020
Book Page4394/559
Instrument2020068061
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term347 Months
DueNov 1, 2049

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLAY FL
Recording DateOct 8, 2019
Property Address3958 GREAT FALLS LOOP, MIDDLEBURG, FL 32068-3882
Document Number0042390961
Book / Page4239 / 0961
Map ReferenceMB 57 PG 24-29
Instrument DateOct 7, 2019
Instrument2019053884
Transaction TypeTransfer
Record UpdatedMay 2, 2022
Title CompanyACTION TTL SVCS OFST JOHN CN

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,750.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3958 GREAT FALLS LOOP, MIDDLEBURG, FL 32068-3882

Mortgage

Document Number0004239964
DateOct 8, 2019
Instrument4239/964
Lender
NameTHE FEDERAL SAVINGS BANK
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2049

Tax Assessment & Valuation

Source: Clay County assessment roll, as of December 3, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyClay County
Unified School DistrictClay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,504.00 (-1.9%)$295,306 (-4.24%) Land $50,000 Building $245,306$295,306 (-4.24%) Land $50,000 Building $245,306
2024$4,591.00 (-16.97%)
2023$5,529.00 (+11.11%)$308,397 (+8.23%) Land $50,000 Building $258,397$308,397 (+8.23%) Land $50,000 Building $258,397
2022$4,976.00$284,956 Land $40,000 Building $244,956$284,956 Land $40,000 Building $244,956

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies10 in force
Nearby Flood Claims1 (2017)
Most Recent ClaimSep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · lower than 83% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemORANGE PARK GRID
private · serves 127,904 people · EPA ID FL2100741
Water SourceGroundwater
Last State InspectionSep 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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