Clay County property record for 3962 Great Falls Loop, Middleburg, FL 32068
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,764 sqft · built 2016 |
| Lot Size | 0.148 acres (6,490 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $355,000 (Sep 2023) |
| Tax Bill | $3,562 (2025) |
| Deeds & Mortgages | Sep 2023 Sale & Mortgage Jan 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-05-24-005924-005-47 |
| Primary APN | 01-05-24-005924-005-47 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,764 sqft Heated Area |
| Gross Area | 2,416 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2016 |
|---|---|
| Exterior Material | Stucco |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,490 sqft (0.148 acres) |
| Garage Area | 400 sqft |
| Porch | Porch |
| Porch Area | 252 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 3962 GREAT FALLS LOOP |
|---|---|
| City | MIDDLEBURG |
| State | FL |
| Zip | 32068-3882 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 74 AZALEA RIDGE UNIT 2 ASREC O R 4759 PG 303 |
| Legal Range | 24 |
| Legal Township | 05 |
| Legal Section | 01 |
| Legal Subdivision | AZALEA RDG |
| Legal Lot Number | 74 |
| Legal Unit | 2 |
| Jurisdiction | CLAY FL |
| Township / Civil Division | MIDDLEBURG-CLAY HILL |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 30204 |
Source: Clay County records, as of December 18, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 3962 GREAT FALLS LOOP, MIDDLEBURG, FL 32068-3882 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 21, 2023 | Warranty Deed, Transfer · VA Mortgage BAYWAY MORTGAGE GROUP |
| Jan 18, 2022 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 21, 2023 · Amount on Record |
| Deed Sale | Sep 21, 2023 · Amount on Record |
| Prior Sale | Feb 2, 2016 · Amount on Record |
| Deed Document Number | 2023047592 |
| Deed Book / Page | 4759 / 303 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Sep 21, 2023 |
| Property Address | 3962 GREAT FALLS LOOP, MIDDLEBURG, FL 32068-3882 |
| Document Number | 0047590303 |
| Book / Page | 4759 / 303 |
| Map Reference | MB 57 PG 24 |
| Instrument Date | Sep 20, 2023 |
| Instrument | 2023047592 |
| Transaction Type | Transfer |
| Record Updated | Oct 13, 2023 |
| Title Company | MTI TITLE INSURANCE AGENCY INC, MTI TITLE INSURANCE AGCY INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,485.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 11355 BEAGLE LN, JACKSONVILLE, FL 32221-1846 |
| Name | Verified Name |
|---|---|
| Address | 3962 GREAT FALLS LOOP, MIDDLEBURG, FL 32068-3882 |
| Document Number | 0004759305 |
|---|---|
| Date | Sep 21, 2023 |
| Instrument | 4759/305 |
| Name | BAYWAY MORTGAGE GROUP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 3962 GREAT FALLS LOOP, MIDDLEBURG, FL 32068-3882 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3962 GREAT FALLS LOOP, MIDDLEBURG, FL 32068-3882 |
| Document Number | 0045592067 |
|---|---|
| Date | Jan 18, 2022 |
| Book Page | 4559/2067 |
| Instrument | 2022003621 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2052 |
Source: Clay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,562.00 (+3.73%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $283,705 (+52.44%) Land $50,000 Building $233,705 | $283,705 (-4.22%) Land $50,000 Building $233,705 |
| 2023 | $3,434.00 (+8.74%) Homeowner's exemption | $186,108 (+3%) | $296,195 (+8.34%) Land $50,000 Building $246,195 |
| 2022 | $3,158.00 Homeowner's exemption | $180,688 | $273,404 Land $40,000 Building $233,404 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 1 (2017) |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · lower than 83% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ORANGE PARK GRID private · serves 127,904 people · EPA ID FL2100741 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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