39530 E Cemetary Rd, Umatilla, FL 32784 Property Records

Lake County property record for 39530 E Cemetary Rd, Umatilla, FL 32784

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,344 sqft · built 1971
Lot Size	4.02 acres (175,367 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,306 (2025)
Deeds & Mortgages	Jan 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`17-18-27-0001-000-03600`

Property Details

APN / Parcel Number

Primary APN	`17-18-27-0001-000-03600`
Alternative APNs	`271817000100003600` `1308976`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,344 sqft Living Area
Gross Area	1,872 sqft
1st Floor Area	1,344 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 2016
Exterior Material	Concrete Block
Construction Type	Frame
Roof Material	Asphalt
Lot Area	175,367 sqft (4.02 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	336 sqft
Utility Building	640 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Account Number	1308976
Street Address	39530 E CEMETARY RD
City	UMATILLA
State	FL
Zip	32784-7520
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	N 1/2 OF SE 1/4 OF SE 1/4 OF NE 1/4--LESS N 165 FT OF W 255 FT & LESS W 33 FT FOR RD R/W-- ORB 1108 PG 1209 ORB 5405 PG 59
Legal Range	27E
Legal Township	18S
Legal Section	17
Legal Quarter	1
Legal Tract	0001
Legal Lot Number	36
Jurisdiction	LAKE FL
Township / Civil Division	UMATILLA
Census Block Group	2
Census Block	2001
Census Tract	30109

Owner

Source: Lake County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	39530 E CEMETARY RD, UMATILLA, FL 32784-7520
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Dec 30, 2019
Transfer Doc	0054050059
Record Updated	Sep 20, 2026

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE FL
Recording Date	Jan 13, 2020
Property Address	39530 E CEMETARY RD, UMATILLA, FL 32784-7520
Document Number	0054050059
Book / Page	005405 / 000059
Instrument Date	Dec 30, 2019
Instrument	4845
Transaction Type	Transfer
Record Updated	Jan 29, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	39530 E CEMETARY RD UMATILLA FL 327847520, UMATILLA, FL 32784-7520

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$80,090 (+2.69%)	$127,632 (-) Land $71,392 Building $56,240
2025	$1,306.00 (+3.4%) Homeowner's exemption	$77,990 (+5.96%) Land $71,392 Building $6,598	$127,632 (+1.32%) Land $71,392 Building $56,240
2024	$1,263.00 (+20.06%)
2023	$1,052.00 (+19.14%) Homeowner's exemption	$73,600 (+2.99%)	$125,973 (-) Land $71,392 Building $54,581
2022	$883.00 Homeowner's exemption	$71,460	$125,973 Land $71,392 Building $54,581

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 50% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20