39625 E Cemetary Rd, Umatilla, FL 32784 Property Records

Lake County property record for 39625 E Cemetary Rd, Umatilla, FL 32784

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,269 sqft · built 1997
Lot Size	2.41 acres (105,164 sqft)
Owner	Individual Name on Record
Last Sale	$98,000 (Mar 2015)
Tax Bill	$1,724 (2025)
Deeds & Mortgages	May 2026 Line of Credit Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-18-27-0001-000-03400`

Property Details

APN / Parcel Number

Primary APN	`17-18-27-0001-000-03400`
Alternative APNs	`271817000100003400` `1309026`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,269 sqft Living Area
1st Floor Area	1,269 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2018
Exterior Material	Brick
Construction Type	Frame
Roof Material	Asphalt
Lot Area	105,164 sqft (2.41 acres)
Garage Type	Carport
Garage Area	280 sqft
Carport	Carport
Carport Area	280 sqft
Parking Spaces	1 Parking Space
Porch	Finished/Open Porch
Porch Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	1309026
Street Address	39625 E CEMETARY RD
City	UMATILLA
State	FL
Zip	32784-7521
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	E 606.29 FT OF S 1/2 OF NW 1/4 OF SE 1/4 OF NE 1/4--LESS N 150 FT & LESS E 33 FT FOR RD R/W-- ORB 4595 PG 1869
Legal Range	27E
Legal Township	18S
Legal Section	17
Legal Quarter	1
Legal Subdivision	ACREAGE & UNREC
Legal Tract	0001
Legal Lot Number	34
Jurisdiction	LAKE FL
Township / Civil Division	UMATILLA
Census Block Group	2
Census Block	2024
Census Tract	30109

Owner

Source: Lake County records, as of June 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	39625 E CEMETARY RD, UMATILLA, FL 32784-7521
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 21, 2026	Deed of Trust, Mortgage · Line of Credit TRUST BANK
Aug 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 11, 2015 · Amount on Record
Deed Sale	Mar 11, 2015 · Amount on Record
Deed Document Number	201525491
Deed Book / Page	4595 / 1869
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Recording Date	May 21, 2026
Property Address	39625 E CEMETARY RD, UMATILLA, FL 32784-7521
Document Number	0000062817
Book / Page	6743 / 1250
Instrument Date	Feb 6, 2026
Instrument	202662817
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	DATA SEARCH

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39625 E CEMETARY RD, UMATILLA, FL 32784-7521

Mortgage

Document Number	0000062817,
Date	May 21, 2026
Book Page	6743/1250
Instrument	202662817

Lender

Name	TRUST BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 6, 2056

Interest

Rate	6.16%
Max Rate	-1%

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	39625 E CEMETARY RD, UMATILLA, FL 32784-7521
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0055320601
Date	Aug 27, 2020
Book Page	5532/601
Instrument	2020094362

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2035

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$112,190 (+2.9%)	$159,989 (-0.05%) Land $53,088 Building $106,901
2025	$1,724.00 (+3.11%) Homeowner's exemption	$109,030 (+5.98%) Land $53,088 Building $55,942	$160,077 (+1.96%) Land $53,088 Building $106,989
2024	$1,672.00 (+16.52%)
2023	$1,435.00 (+14.8%) Homeowner's exemption	$102,880 (+2.99%)	$157,002 (+0.06%) Land $53,088 Building $103,914
2022	$1,250.00 Homeowner's exemption	$99,890	$156,914 Land $53,088 Building $103,826

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 52% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E Cemetary Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures