39525 E Cemetary Rd, Umatilla, FL 32784 Property Records

Lake County property record for 39525 E Cemetary Rd, Umatilla, FL 32784

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,392 sqft · built 1976
Lot Size	0.888 acres (38,700 sqft)
Owner	Individual Name on File
Last Sale	$40,800 (Mar 2005)
Tax Bill	$1,309 (2024)
Deeds & Mortgages	Sep 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`17-18-27-0001-000-03700`

Property Details

APN / Parcel Number

Primary APN	`17-18-27-0001-000-03700`
Alternative APNs	`271817000100003700` `1223067`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,392 sqft Living Area
1st Floor Area	1,152 sqft

Exterior

Year Built	Built 1976
Effective Year Built	Effective 2021
Exterior Material	Concrete Block
Construction Type	Frame
Roof Material	Asphalt
Lot Area	38,700 sqft (0.888 acres)
Porch	Florida Room
Porch Area	548 sqft
Utility Building	500 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1223067
Street Address	39525 E CEMETARY RD
City	UMATILLA
State	FL
Zip	32784-7424
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	S 150 FT OF E 291 FT OF N 1/2 OF SW 1/4 OF SE 1/4 OF NE 1/4 ORB 2450 PG 560 ORB 2776 PG 135 ORB 3094 PG 2400 ORB 5341 PG 1039
Legal Range	27E
Legal Township	18S
Legal Section	17
Legal Quarter	1
Legal Tract	0001
Legal Lot Number	37
Jurisdiction	LAKE FL
Township / Civil Division	UMATILLA
Census Block Group	2
Census Block	2024
Census Tract	30109

Owner

39525 E Cemetary Rd is owned and occupied by an individual who acquired it in August 2019.

Source: Lake County records, as of November 26, 2025

Owner of Record	Individual Name on File
Mailing Address	39525 E CEMETARY RD, UMATILLA, FL 32784-7424
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 8, 2005 · Amount on File
Deed Sale	Mar 8, 2005 · Amount on File
Prior Sale	Nov 13, 2003 · Amount on File
Deed Document Number	200533411
Deed Book / Page	2776 / 135
Last Transfer Date	Aug 14, 2019
Transfer Doc	0053411039
Record Updated	Jun 8, 2026

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE FL
Recording Date	Sep 16, 2019
Property Address	39525 E CEMETARY RD, UMATILLA, FL 32784-7424
Document Number	0053411039
Book / Page	005341 / 001039
Instrument Date	Aug 14, 2019
Instrument	103593
Transaction Type	Transfer
Record Updated	Sep 27, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$0.70
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39525 E CEMETARY RD UMATILLA FL 327847424, UMATILLA, FL 32784-7424

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$83,860 (+2.9%)	$118,209 (-) Land $27,200 Building $91,009
2025		$81,500 Land $27,200 Building $54,300	$118,209 Land $27,200 Building $91,009
2024	$1,309.00 (+20.53%)
2023	$1,086.00 (+20.27%) Homeowner's exemption	$76,910 (+3%)	$114,312 (-) Land $27,200 Building $87,112
2022	$903.00 Homeowner's exemption	$74,670	$114,312 Land $27,200 Building $87,112

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 39525 E Cemetary Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 39525 E Cemetary Rd is moderate, ranking above 69% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 50% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20