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39509 E Cemetary Rd, Umatilla, FL 32784 Property Records

Lake County property record for 39509 E Cemetary Rd, Umatilla, FL 32784

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,280 sqft · built 2006
Lot Size0.71 acres (30,928 sqft)
OwnerIndividual Name on Record
Last Sale$280,000 (Dec 2022)
Tax Bill$2,729 (2024)
Deeds & MortgagesDec 2022 Sale & Mortgage
Apr 2022 Construction Loan
+ 3 more
Flood ZoneZone X (minimal risk)
APN17-18-27-0001-000-03703

Property Details

APN / Parcel Number

Primary APN17-18-27-0001-000-03703
Alternative APN
  • 1309000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,280 sqft Living Area
1st Floor Area1,280 sqft

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2023
Exterior MaterialBrick Veneer
Construction TypeMasonry / Concrete Block
Foundation TypeSlab (Mat/Raft)
Roof MaterialShingle
Lot Area30,928 sqft (0.71 acres)
Lot Dimensions330 ft deep x 100 ft wide
Garage TypeFinished
Garage Area322 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area50 sqft
Patio Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Account Number1309000
Street Address39509 E CEMETARY RD
CityUMATILLA
StateFL
Zip32784-7424
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionE 100 FT OF W 325 FT OF S 1/2 OF SW 1/4 OF SE 1/4 OF NE 1/4 ORB 6072 PG 2230
Legal Range27E
Legal Township18S
Legal Section17
Legal SubdivisionACREAGE OR UNREC
Legal Tract1
JurisdictionLAKE FL
Township / Civil DivisionUMATILLA
Census Block Group2
Census Block2024
Census Tract30109

Owner

Source: Lake County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address39509 E CEMETARY RD, UMATILLA, FL 32784-7424
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 29, 2022Warranty Deed, Subdivision Related Transfer · VA Mortgage
MORTGAGE RESEARCH CENTER LLC
Apr 8, 2022Warranty Deed, Construction Loan · Construction Mortgage
KIAVI FUNDING INC
Apr 6, 2022Quit Claim Deed, Transfer
ACCOMODATION, ACCOMMODATION
Oct 15, 2019Trustee's Deed, Foreclosure
ATTORNEY ONLY
Oct 2, 2019Trustee's Deed, Foreclosure
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 29, 2022 · Amount on Record
Deed SaleDec 29, 2022 · Amount on Record
Prior SaleApr 8, 2022
Deed Document Number2022165487
Deed Book / Page6072 / 2230
Record UpdatedJun 8, 2026

December 2022: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionLAKE FL
Recording DateDec 29, 2022
Property Address39509 E CEMETARY RD, UMATILLA, FL 32784-7424
Document Number0060722230
Book / Page6072 / 2230
Instrument DateDec 27, 2022
Instrument2022165487
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 3, 2023
Title CompanySOUTHERN TITLE, SOUTHERN TTL & ABSTRACT INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,960.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5755 PEAK RD, RENO, NV 89510-9557

Transferred To (Grantee/Buyer)

NameVerified Name
Address39509 E CEMETARY RD, UMATILLA, FL 32784-7424
InvestorPossibly a Property Investor

Mortgage

Document Number0060722232
DateDec 29, 2022
Instrument6072/2232
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2053

April 2022: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionLAKE FL
Recording DateApr 8, 2022
Property Address39509 E CEMETARY RD, UMATILLA, FL 32784-7424
Document Number0059332280
Book / Page5933 / 2280
Instrument DateMar 31, 2022
Instrument2022049601
Transaction TypeConstruction Loan
Record UpdatedMay 18, 2023
Title CompanySOUTHERN TITLE, SOUTHERN TTL & ABSTRACT INC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2004 DELAFORD DR, ARLINGTON, TX 76002-3889

Transferred To (Grantee/Buyer)

NameVerified Name
Address5755 PEAK RD, RENO, NV 89510-9557

Mortgage

Document Number0059332284
DateApr 8, 2022
Instrument5933/2284
Lender
NameKIAVI FUNDING INC
TypeMortgage Company
Agreement
TypeConstruction Mortgage
AmountAmount Recorded

April 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLAKE FL
Recording DateApr 6, 2022
Property Address39509 E CEMETARY RD, UMATILLA, FL 32784-7424
Document Number0059311171
Book / Page5931 / 1171
Instrument DateMar 14, 2022
Instrument2022047708
Transaction TypeTransfer
Record UpdatedMay 18, 2023
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

AmountAmount Recorded
Tax$560.70
Amount AccuracyRounded by County
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address1400 INDEPENDENCE AVE SW, WASHINGTON, DC 20250-0002

Transferred To (Grantee/Buyer)

NameVerified Name
Address2004 DELAFORD DR, ARLINGTON, TX 76002-3889

October 2019: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionLAKE FL
Recording DateOct 15, 2019
Property Address39509 E CEMETARY RD, UMATILLA, FL 32784-7424
Document Number0053572326
Book / Page005357 / 002326
Instrument DateOct 1, 2019
Instrument116186
Transaction TypeForeclosure
Record UpdatedOct 30, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address39509 E CEMETARY RD UMATILLA FL 327847424, UMATILLA, FL 32784-7424
InvestorPossibly a Property Investor

October 2019: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionLAKE FL
Recording DateOct 2, 2019
Property Address39509 E CEMETARY RD, UMATILLA, FL 32784-7424
Document Number0053500806
Book / Page005350 / 000806
Instrument DateOct 1, 2019
Instrument110606
Transaction TypeForeclosure
Record UpdatedOct 21, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$560.27
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyLake County
Unified School DistrictLake County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$188,839 (+28.88%) Land $34,080 Building $154,759$188,839 (+28.88%) Land $34,080 Building $154,759
2024$2,729.00 (+7.57%)
2023$2,537.00 (+1,155.94%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$146,527 (-)$146,527 (-) Land $11,500 Building $135,027
2022$202.00 Additional exemption filed$146,527$146,527 Land $11,500 Building $135,027

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 64% of the US · above 40% of Florida
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Open Infra
Fiber		8,000 / 8,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

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