3951 Stub Rd, Reading, MI 49274 Property Records

Hillsdale County property record for 3951 Stub Rd, Reading, MI 49274

Property Summary

Property Type	Rural Home
Details	2 bd · 1 ba · 956 sqft
Lot Size	3.25 acres (141,570 sqft)
Owner	2 Individual Names on Record
Last Sale	$85,000 (Apr 1997)
Tax Bill	$1,218 (2025)
Deeds & Mortgages	Jul 2026 Sale Jan 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`11-017-300-004-17-7-3`

Property Details

APN / Parcel Number

Primary APN	`11-017-300-004-17-7-3`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	956 sqft Living Area
Gross Area	1,208 sqft
1st Floor Area	1,208 sqft
Basement Area	576 sqft
Unfinished Basement	576 sqft

Exterior

Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Lot Area	141,570 sqft (3.25 acres)
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	3951 STUB RD
City	READING
State	MI
Zip	49274-9655
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	PCL IN NW COR N3/8 N1/2 SW1/4 BEING 285 FT N&S BY 495 FT E&W SEC 17 T7S R3W 3.25 A M/L
Legal Range	03W
Legal Township	07S
Legal Section	17
Legal Subdivision	False
Jurisdiction	HILLSDALE MI
Township / Civil Division	CAMBRIA
Census Block Group	2
Census Block	2044
Census Tract	50900

Owner

Source: Hillsdale County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3951 STUB RD, READING, MI 49274-9655
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Jan 26, 2023	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 21, 1997 · Amount on Record
Deed Sale	Apr 21, 1997 · Amount on Record
Prior Sale	Jul 12, 1978 · Amount on Record
Last Transfer Date	Sep 9, 2010
Transfer Doc	0001843/63
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSDALE MI
Recording Date	Jul 2, 2026
Property Address	3951 STUB RD, READING, MI 49274-9655
Document Number	0000624246
Book / Page	1925 / 794
Instrument Date	Jun 24, 2026
Instrument	2026624246
Transaction Type	Transfer
Record Updated	Aug 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	3951 STUB RD, READING, MI 49274-9655

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HILLSDALE MI
Recording Date	Jan 26, 2023
Property Address	3951 STUB RD, READING, MI 49274-9655
Document Number	0001843/63
Book / Page	1843 / 63
Instrument Date	Sep 9, 2010
Transaction Type	Transfer
Record Updated	Feb 21, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3951 STUB RD, READING, MI 49274-9655

Tax Assessment & Valuation

Source: Hillsdale County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Hillsdale County
County Subdivision	Cambria Township
Unified School District	Reading Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$74,500 (+4.78%)	$144,512 (+4.99%) Land $31,250 Building $113,262
2025	$1,218.00 (+17.12%) Homeowner's exemption	$71,100 (+21.54%)	$137,640 (+22.29%) Land $27,500 Building $110,140
2023		$58,500	$112,556 Land $21,250 Building $91,306
2021	$1,040.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
DMCI Broadband Fiber	1,000 / 1,000

May also be available: Mercury Fiber.

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