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3776 Stub Rd, Reading, MI 49274 Property Records

Hillsdale County property record for 3776 Stub Rd, Reading, MI 49274

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,444 sqft
Lot Size17.4 acres (761,559 sqft)
Owner2 Individual Names on File
Last Sale$710,000 (Jun 2026)
Tax Bill$3,302 (2025)
Deeds & MortgagesJun 2026 Sale
Mar 2024 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN11-017-100-014-17-7-3

Property Details

APN / Parcel Number

Primary APN11-017-100-014-17-7-3

Interior

Full Baths3 Baths
Stories1 Story
Building Area2,444 sqft Living Area
Gross Area2,615 sqft
1st Floor Area2,615 sqft
Basement Area2,444 sqft
Unfinished Basement2,444 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Architectural StyleRanch
Exterior MaterialWood Siding
Lot Area761,559 sqft (17.4 acres)
Lot Dimensions500 ft deep x 90 ft wide
Garage Area672 sqft
Parking Spaces2 Parking Spaces
Total Buildings2 Buildings

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address3776 STUB RD
CityREADING
StateMI
Zip49274-9655
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionALL LD NELY OF SWLY SHORE LN BEAR LK IN E1/2 W1/2 E1/2 NW1/4 SEC EXC ANY PRT THEREOF IN L.421 P.374 ALSO EXC COM CEN SEC TH S
Legal Range03W
Legal Township07S
Legal Section17
Legal SubdivisionFalse
JurisdictionHILLSDALE MI
Township / Civil DivisionCAMBRIA
Census Block Group2
Census Block2044
Census Tract50900

Owner

Source: Hillsdale County assessment roll, as of August 4, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3776 STUB RD, READING, MI 49274-9655
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Jun 22, 2026Warranty Deed, Transfer
MIDLAND TITLE
Mar 22, 2024Warranty Deed, Transfer
MIDLAND TITLE
Sep 22, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNION HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 22, 2026 · Amount on Record
Deed SaleJun 22, 2026 · Amount on Record
Prior SaleMar 22, 2024 · Amount on Record
Deed Document Number2026623968
Deed Book / Page1924 / 692
Prior Transfer DateOct 15, 2010
Prior Transfer Doc1438000227
Record UpdatedSep 20, 2026

June 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHILLSDALE MI
Recording DateJun 22, 2026
Property Address3776 STUB RD, READING, MI 49274-9655
Document Number0000623968
Book / Page1924 / 692
Instrument DateJun 17, 2026
Instrument2026623968
Transaction TypeTransfer
Record UpdatedJul 7, 2026
Title CompanyMIDLAND TITLE

Transaction

AmountAmount Recorded
Tax$616,706.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3776 STUB RD, READING, MI 49274-9655

March 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHILLSDALE MI
Recording DateMar 22, 2024
Property Address3776 STUB RD, READING, MI 49274-9655
Document Number01867/1084
Book / Page1867 / 1084
Instrument DateMar 20, 2024
Transaction TypeTransfer
Record UpdatedApr 2, 2024
Title CompanyMIDLAND TITLE

Transaction

AmountAmount Recorded
Tax$4,875.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3776 STUB RD, READING, MI 49274-9655

Transferred To (Grantee/Buyer)

NameVerified Name
Address121 W SUB STATION RD, TEMPERANCE, MI 48182-9520

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSDALE MI
Property Address3776 STUB RD, READING, MI 49274-9655
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1773/765
DateSep 22, 2020
Book Page1773/765
Lender
NameUNION HOME MORTGAGE CORP
TypeMortgage Company
AddressSTRONGSVILLE, OH 44136
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2050

Tax Assessment & Valuation

Source: Hillsdale County assessment roll, as of August 4, 2025

Property Jurisdictions

TypeName
StateMichigan
CountyHillsdale County
County SubdivisionCambria Township
Unified School DistrictReading Community Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,302.00 (-27.46%) Homeowner's exemption$305,500 (+20.37%)$606,349 (+20.55%) Land $74,966 Building $531,383
2023$253,800$503,003 Land $62,449 Building $440,554
2021$4,552.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 87% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
DMCI Broadband
Fiber		1,000 / 1,000

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