Hillsdale County property record for 3690 Stub Rd, Reading, MI 49274 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 2 Baths |
| Architecture Style | Ranch |
| Square Footage | 2,288 sqft Living Area |
| Lot Size | 434,729 sqft (9.98 acres) |
| Garage | 2,264 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $47,000 (1994) |
| Tax Bill | $2,989.00 (2025) |
| Primary APN | 11-017-100-012-17-7-3 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 2,288 sqft Living Area |
| 1st Floor | 2,288 sqft 1st Floor |
| Basement Area | 2,048 sqft Basement |
| Unfinished Basement | 2,048 sqft Unfinished |
| Stories | 1 Stories |
| Architectural Style | Ranch Style |
|---|---|
| Exterior Material | Wood Siding Exterior |
| Lot Area | 434,729 sqft (9.98 acres) |
| Parking Spaces | 8 Parking Spaces |
| Garage Area | 2,264 sqft Garage |
| Cooling System | None Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 3690 STUB RD |
|---|---|
| City | READING |
| State | MI |
| Zip | 49274-9655 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | COM SE COR NW1/4 SEC TH W 540 FT TH N 805 FT TH E 540 FT TH S 805 FT TO POB SEC 17 T7S R3W 9.98 A M/L |
| Legal Range | 03W |
| Legal Township | 07S |
| Legal Section | 17 |
| Legal Subdivision | False |
| Jurisdiction | HILLSDALE MI |
| Minor Civil Division | CAMBRIA |
| Census Blockgroup | 2 |
| Census Block | 2044 |
| Census Tract | 50900 |
Source: Hillsdale County records · APN 11-017-100-012-17-7-3
Assessment roll updated July 27, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3690 STUB RD, READING, MI 49274-9655 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 01, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Feb 09, 2023 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jun 15, 2022 | Intrafamily Transfer, Transfer · Stand Alone First Mortgage ROCKET MORTGAGE LLC |
| Jun 10, 2019 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Jul 28, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 15, 1994 · Amount on Record |
| Deed Sale | Feb 15, 1994 · Amount on Record |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSDALE MI |
| Recording Date | Apr 01, 2026 |
| Property Address | 3690 STUB RD, READING, MI 49274-9655 |
| Document Number | 0000621639 |
| Book / Page | 1917 / 1030 |
| Instrument Date | Mar 27, 2026 |
| Instrument | 2026621639 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 3690 STUB RD, READING, MI 49274-9655 |
| Document Number | 0000621639, |
|---|---|
| Date | Apr 01, 2026 |
| Book Page | 1917/1030 |
| Instrument | 2026621639 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Apr 01, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.98% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSDALE MI |
| Property Address | 3690 STUB RD, READING, MI 49274-9655 |
| Transaction Type | Mortgage |
| Record Updated | Feb 21, 2023 |
| Name | Verified Name |
|---|---|
| Address | 3690 STUB RD, READING, MI 49274-9655 |
| Document Number | 01843/1016 |
|---|---|
| Date | Feb 09, 2023 |
| Book Page | 1843/1016 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2053 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HILLSDALE MI |
| Recording Date | Jun 15, 2022 |
| Property Address | 3690 STUB RD, READING, MI 49274-9655 |
| Document Number | 01828/1162 |
| Book / Page | 1828 / 1162 |
| Instrument Date | Jun 10, 2022 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2022 |
| Title Company | AMROCK INC, AMROCK LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3690 STUB RD, READING, MI 49274-9655 |
| Document Number | 0018281166 |
|---|---|
| Date | Jun 15, 2022 |
| Instrument | 1828-1166 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSDALE MI |
| Property Address | 3690 STUB RD, READING, MI 49274-9655 |
| Transaction Type | Mortgage |
| Record Updated | May 03, 2022 |
| Name | Verified Name |
|---|
| Document Number | 01725/0284 |
|---|---|
| Date | Jun 10, 2019 |
| Book Page | 1725/0284 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | May 26, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HILLSDALE MI |
| Recording Date | Jul 28, 2021 |
| Property Address | 3690 STUB RD, READING, MI 49274-9655 |
| Document Number | 01801/1132 |
| Book / Page | 1801 / 1132 |
| Instrument Date | Jul 22, 2021 |
| Transaction Type | Transfer |
| Record Updated | May 03, 2022 |
| Title Company | CENTURION LAND TITLE INC, CENTRURION LAND TITLE INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3690 STUB RD, READING, MI 49274-9655 |
| Document Number | 0018011135 |
|---|---|
| Date | Jul 28, 2021 |
| Instrument | 1801/1135 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Aug 01, 2036 |
Source: Hillsdale County records · Assessment roll updated July 27, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Hillsdale County |
| County Subdivision | Cambria Township |
| Unified School District | Reading Community Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $205,900 (+4.78%) | $411,774 (+4.78%) Land $59,913 Building $351,861 | |
| 2025 | $2,989.00 (+16.76%) Homeowner's exemption | $196,500 (+21.82%) | $392,985 (+21.81%) Land $54,933 Building $338,052 |
| 2023 | $161,300 | $322,612 Land $44,950 Building $277,662 | |
| 2021 | $2,560.00 |
Source: FEMA National Flood Hazard Layer, Hillsdale County (26059C), updated February 19, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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