Hillsdale County property record for 3812 Stub Rd, Reading, MI 49274
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,144 sqft |
| Lot Size | 22.9 acres (998,177 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $157,000 (Aug 2012) |
| Tax Bill | $4,959 (2021) |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-017-100-013-17-7-3 |
| Primary APN | 11-017-100-013-17-7-3 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,144 sqft Living Area |
| Gross Area | 2,288 sqft |
| Basement Area | 1,144 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Architectural Style | Cape Cod |
|---|---|
| Exterior Material | Wood Siding |
| Lot Area | 998,177 sqft (22.9 acres) |
| Garage Area | 1,782 sqft |
| Parking Spaces | 6 Parking Spaces |
| Heating System | Forced Air |
|---|
| Street Address | 3812 STUB RD |
|---|---|
| City | READING |
| State | MI |
| Zip | 49274-9655 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COM 987.23 FT W OF CTR SEC TH N 2040.89 FT TH E 136.13 FT TH N 09 45E TO WATER EDGE TH NWLY ALG WATERS EDGE TO N LN SEC TH W |
| Jurisdiction | HILLSDALE MI |
| Township / Civil Division | CAMBRIA |
| Census Block Group | 2 |
| Census Block | 2044 |
| Census Tract | 50900 |
Source: Hillsdale County records, as of August 4, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3812 STUB RD, READING, MI 49274-9655 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 10, 2012 · Amount on Record |
| Deed Sale | Aug 10, 2012 · Amount on Record |
| Prior Sale | Aug 6, 2007 |
| Deed Document Number | 0001499394 |
| Deed Book / Page | 1499 / 394 |
| Last Transfer Date | Aug 16, 2012 |
| Transfer Doc | 1499/0394 |
| Record Updated | Jun 7, 2026 |
Source: Hillsdale County assessment roll, as of March 1, 2023
| Type | Name |
|---|---|
| State | Michigan |
| County | Hillsdale County |
| County Subdivision | Cambria Township |
| Unified School District | Reading Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $301,300 | $600,684 Land $80,203 Building $520,481 | |
| 2021 | $4,959.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 19, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| DMCI Broadband Fiber | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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