3951 N Bend Rd, Cincinnati, OH 45211 Property Records

Hamilton County property record for 3951 N Bend Rd, Cincinnati, OH 45211

Property Summary

Property Type	Duplex
Details	1 bd · 2 ba · 2,415 sqft · built 1900
Lot Size	0.41 acres (17,860 sqft)
Owner	Individual Name on Record
Last Sale	$300,000 (Jun 2025)
Tax Bill	$4,725 (2025)
Deeds & Mortgages	Jan 2019 Mortgage Sep 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`551-0003-0400-00`

Property Details

APN / Parcel Number

Primary APN	`551-0003-0400-00`

Interior

Bedrooms	1 Bed
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	2,415 sqft Finished Area
1st Floor Area	1,285 sqft
2nd Floor Area	1,130 sqft
Basement Area	1,285 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	17,860 sqft (0.41 acres)
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	343 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Street Address	3951 N BEND RD
City	CINCINNATI
State	OH
Zip	45211-3545
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	NORTH BEND RD 123.50 FT IRR PTS LOTS 1 & 17 I D CARSON EST
Legal Subdivision	I D CARSON ESTATE
Legal Lot Number	1 17
Jurisdiction	HAMILTON OH
Township / Civil Division	CHEVIOT
Census Block Group	2
Census Block	2001
Census Tract	20902

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3951 N BEND RD, CINCINNATI, OH 45211-3545
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK
Sep 2, 2021	Transfer on Death Deed, Transfer
Apr 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNION SVGS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 6, 2025 · Amount on Record
Deed Sale	Jun 6, 2025 · Amount on Record
Prior Sale	Oct 11, 2016 · Amount on Record
Deed Document Number	0000042408
Deed Book / Page	15432 / 1762
Record Updated	Jun 8, 2026

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3951 N BEND RD, CINCINNATI, OH 45211-3545
Transaction Type	Mortgage
Record Updated	Oct 31, 2022
Title Company	OLD TOWN TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007920
Date	Jan 31, 2019
Book Page	13845/00168
Instrument	2019-0007920

Lender

Name	UNION SAVINGS BANK
Type	Credit Union
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2034

September 2021: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	HAMILTON OH
Recording Date	Sep 2, 2021
Property Address	3951 N BEND RD, CINCINNATI, OH 45211-3545
Document Number	0000106267
Book / Page	14494 / 1802
Map Reference	MB 4 PG 300
Instrument Date	Aug 20, 2021
Instrument	2021-0106267
Transaction Type	Transfer
Record Updated	Jul 18, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3951 N BEND RD, CINCINNATI, OH 45211-3545
Document Number	0000034458
Instrument Date	Apr 6, 2020
Transaction Type	Mortgage
Record Updated	May 28, 2020
Title Company	OLD TOWN TITLE AGENCY, OLD TOWN TITLE AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3951 N BEND RD CINCINNATI OH 452113545, CINCINNATI, OH 45211-3545

Mortgage

Document Number	0000034458
Date	Apr 14, 2020
Book Page	014146/000047
Instrument	34458

Lender

Name	UNION SVGS
Type	Federal Savings Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 13, 2035

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cheviot City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,725.00 (+1.7%)	$74,967 (-) Land $14,168 Building $60,799
2024	$4,646.00 (-1.21%)	$74,967 (-) Land $14,168 Building $60,799
2023	$4,703.00 (+31.48%)	$74,967 (+51.64%) Land $14,168 Building $60,799	$214,190 (+51.64%) Land $40,480 Building $173,710
2022	$3,577.00 Homeowner's exemption	$49,438 Land $12,264 Building $37,174
2020			$141,250 Land $35,040 Building $106,210

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 462 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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