3956 N Bend Rd, Cincinnati, OH 45211 Property Records

Hamilton County property record for 3956 N Bend Rd, Cincinnati, OH 45211

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,451 sqft · built 1923
Lot Size	0.132 acres (5,750 sqft)
Owner	Individual Name on Record
Last Sale	$150,000 (May 2020)
Tax Bill	$3,476 (2025)
Deeds & Mortgages	Nov 2021 Mortgage May 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`551-0003-0297-00`

Property Details

APN / Parcel Number

Primary APN	`551-0003-0297-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,451 sqft Living Area
1st Floor Area	897 sqft
2nd Floor Area	554 sqft
Upper Floors Area	534 sqft
Basement Area	667 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1923
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Lot Area	5,750 sqft (0.132 acres)
Lot Dimensions	144 ft deep x 40 ft wide
Porch	Porch
Porch Area	161 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	3956 N BEND RD
City	CINCINNATI
State	OH
Zip	45211-3521
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	3956 NORTH BEND RD 40 X 144 PT LOTS 17 & 18 HIRSCHBERG & KAPLAN & PT VAC ALLEY
Legal Subdivision	HIRSCHBERG & KAPLANS
Legal Lot Number	17 18
Jurisdiction	HAMILTON OH
Township / Civil Division	CHEVIOT
Census Block Group	1
Census Block	1005
Census Tract	20902

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3956 N BEND RD, CINCINNATI, OH 45211-3521
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SAVINGS BANK
May 1, 2020	Warranty Deed, Transfer · Conventional Mortgage GUARDIAN SVGS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 1, 2020 · Amount on Record
Deed Sale	May 1, 2020 · Amount on Record
Prior Sale	Jun 6, 2017 · Amount on Record
Deed Document Number	0000040229
Deed Book / Page	14159 / 550
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3956 N BEND RD, CINCINNATI, OH 45211-3521
Transaction Type	Mortgage
Record Updated	Apr 10, 2026
Title Company	PROMINENT TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000138094
Date	Nov 16, 2021
Book Page	14545/95
Instrument	2021-0138094

Lender

Name	GUARDIAN SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45239

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	May 1, 2020
Property Address	3956 N BEND RD, CINCINNATI, OH 45211-3521
Document Number	0000040229
Book / Page	014159 / 000550
Instrument Date	Apr 28, 2020
Instrument	40229
Transaction Type	Transfer
Record Updated	Jul 14, 2020
Title Company	PROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$600.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3956 N BEND RD CINCINNATI OH 452113521, CINCINNATI, OH 45211-3521

Mortgage

Document Number	40230
Date	May 1, 2020
Book Page	014159/000552
Instrument	40230

Lender

Name	GUARDIAN SVGS BK
Type	Federal Savings Bank
Address	CINCINNATI, OH 45239

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 30, 2050

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cheviot City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,476.00 (+2.84%)	$53,809 (-) Land $6,447 Building $47,362
2024	$3,380.00 (-1.97%)	$53,809 (-) Land $6,447 Building $47,362
2023	$3,448.00 (-10.93%)	$53,809 (+2.49%) Land $6,447 Building $47,362	$153,740 (+2.49%) Land $18,420 Building $135,320
2022	$3,871.00 Homeowner's exemption	$52,500 Land $5,579 Building $46,921
2020			$150,000 Land $15,940 Building $134,060

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 462 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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