3946 N Bend Rd, Cincinnati, OH 45211 Property Records

Hamilton County property record for 3946 N Bend Rd, Cincinnati, OH 45211

Property Summary

Property Type	Apartments (5+ Units)
Details	2,904 sqft · built 1958
Lot Size	0.165 acres (7,187 sqft)
Owner	Trust Name on File
Last Sale	$60,000 (Aug 2012)
Tax Bill	$5,874 (2025)
Deeds & Mortgages	May 2025 Line of Credit Sep 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`551-0003-0327-00`

Property Details

APN / Parcel Number

Primary APN	`551-0003-0327-00`

Interior

Total Rooms	4 Rooms
Units	8 Units
Stories	2 Stories
Building Area	2,904 sqft
1st Floor Area	1,452 sqft
Basement Area	1,452 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Lot Area	7,187 sqft (0.165 acres)
Lot Dimensions	144 ft deep x 50 ft wide

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	3946 N BEND RD
City	CINCINNATI
State	OH
Zip	45211-3523
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Legal Description	NORTH BEND RD 50 X 144 LOT 22 HIRSCHBERG & KAPLAN PT VAC ALLEY
Legal Subdivision	HIRCHBERG & KAPLANS ADD
Legal Lot Number	22
Jurisdiction	HAMILTON OH
Township / Civil Division	CHEVIOT
Census Block Group	2
Census Block	2000
Census Tract	20902

Owner

3946 N Bend Rd, a residential property, is held in a trust since August 2012.

Source: Hamilton County records, as of January 21, 2026

Owner of Record	Trust Name on File
Mailing Address	3994 SPRINGDALE RD, CINCINNATI, OH 45251-1413
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 15, 2025	Deed of Trust, Mortgage · Line of Credit UNION SAVINGS BANK
Sep 15, 2017	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Jul 18, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 23, 2012 · Amount on File
Deed Sale	Aug 23, 2012 · Amount on File
Deed Document Number	2012107104
Deed Book / Page	12099 / 111
Prior Transfer Date	Mar 20, 1997
Prior Transfer Doc	0000047683
Record Updated	Oct 29, 2026

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3946 N BEND RD, CINCINNATI, OH 45211-3523
Transaction Type	Mortgage
Record Updated	Apr 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3994 SPRINGDALE RD, CINCINNATI, OH 45251-1413

Mortgage

Document Number	0000035842
Date	May 15, 2025
Book Page	15417/967
Instrument	2025-0035842

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	May 5, 2035

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3946 N BEND RD, CINCINNATI, OH 45211-3523
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000084588
Date	Sep 15, 2017
Book Page	13503/01564
Instrument	17-0084588

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	CINCINNATI, OH 45231

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Aug 17, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON OH
Recording Date	Jul 18, 2017
Property Address	3946 N BEND RD, CINCINNATI, OH 45211-3523
Document Number	0000064811
Book / Page	013461 / 001524
Instrument Date	Jul 13, 2017
Instrument	64811
Transaction Type	Transfer
Record Updated	Sep 5, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3994 SPRINGDALE RD CINCINNATI OH 452511413, CINCINNATI, OH 45251-1413

Tax Assessment & Valuation

The 2025 property tax bill for 3946 N Bend Rd was $5,874, up 0.7% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cheviot City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,874.00 (+0.67%)	$68,775 (-) Land $8,960 Building $59,815	$196,500 Land $25,600 Building $170,900
2024	$5,835.00 (+0.27%)	$68,775 (-) Land $8,960 Building $59,815
2023	$5,819.00 (+64.33%)	$68,775 (+86.04%) Land $8,960 Building $59,815	$196,500 Land $25,600 Building $170,900
2022	$3,541.00	$36,968 Land $8,593 Building $28,375
2020			$105,620 Land $24,550 Building $81,070

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3946 N Bend Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 3946 N Bend Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 462 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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