3948 N Bend Rd, Cincinnati, OH 45211 Property Records

Hamilton County property record for 3948 N Bend Rd, Cincinnati, OH 45211

Property Summary

Property Type	Duplex
Details	3 bd · 3 ba · 1,541 sqft · built 1925
Lot Size	0.164 acres (7,187 sqft)
Owner	2 Individual Names on File
Last Sale	$108,500 (Feb 2011)
Tax Bill	$3,619 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Feb 2020 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`551-0003-0326-00`

Property Details

APN / Parcel Number

Primary APN	`551-0003-0326-00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,541 sqft Finished Area
1st Floor Area	861 sqft
2nd Floor Area	680 sqft
Upper Floors Area	680 sqft
Basement Area	850 sqft
Finished Basement	800 sqft

Exterior

Year Built	Built 1925
Architectural Style	Conventional
Exterior Material	Stucco
Lot Area	7,187 sqft (0.164 acres)
Lot Dimensions	144 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	3948 N BEND RD
City	CINCINNATI
State	OH
Zip	45211-3504
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	3948 NORTH BEND RD 50 X 144 LOT 21 HIRSCHBERG & KAPLAN SUB
Legal Subdivision	HIRSCHBERG & KAPLAN SUB
Legal Lot Number	21
Jurisdiction	HAMILTON OH
Township / Civil Division	CHEVIOT
Census Block Group	2
Census Block	2000
Census Tract	20902

Owner

Source: Hamilton County assessment roll, as of March 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3948 N BEND RD, CINCINNATI, OH 45211-3504
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2023	Deed of Trust, Mortgage · FHA Mortgage EQUITY PRIME MORTGAGE LLC
Feb 29, 2020	Loan Modification, Mortgage · Conventional Mortgage US BK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 3, 2011 · Amount on Record
Deed Sale	Feb 3, 2011 · Amount on Record
Prior Sale	Aug 21, 2001
Deed Document Number	11-016133
Deed Book / Page	11644 / 00406
Record Updated	Jun 8, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3948 N BEND RD, CINCINNATI, OH 45211-3504
Transaction Type	Mortgage
Record Updated	Sep 20, 2023
Title Company	NOT AVAILABLE, SOURCEPOINT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000053585
Date	Aug 2, 2023
Book Page	14970/144
Instrument	2023-0053585

Lender

Name	EQUITY PRIME MORTGAGE LLC
Type	Mortgage Company
Address	PALM BAY, FL 32905

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2053

February 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HAMILTON OH
Property Address	3948 N BEND RD, CINCINNATI, OH 45211-3504
Document Number	0000029717
Instrument Date	Feb 29, 2020
Transaction Type	Mortgage
Record Updated	May 27, 2020
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3948 N BEND RD CINCINNATI OH 452113504, CINCINNATI, OH 45211-3504

Mortgage

Document Number	0000029717
Date	Mar 30, 2020
Book Page	014135/000111
Instrument	29717

Lender

Name	US BK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 29, 2050

Interest

Rate Type	Fixed Rate
Rate	4%

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cheviot City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,619.00 (+1.63%)	$57,376 (-) Land $8,061 Building $49,315
2024	$3,561.00 (-1.17%)	$57,376 (-) Land $8,061 Building $49,315
2023	$3,603.00 (+32.61%)	$57,376 (+52.99%) Land $8,061 Building $49,315	$163,930 (+52.99%) Land $23,030 Building $140,900
2022	$2,717.00 Homeowner's exemption	$37,503 Land $6,976 Building $30,527
2020			$107,150 Land $19,930 Building $87,220

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 462 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cincinnati Bell Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile USA.

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