3950 E Chattooga Dr, Cedar Bluff, AL 35959 Property Records

Cherokee County property record for 3950 E Chattooga Dr, Cedar Bluff, AL 35959 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	3,624 sqft · built 1987
Owner	Individual Name on File
Last Sale	$980,000 (Sep 2022)
Tax Bill	$3,037 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Feb 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`13-10-04-20-0-000-071.000`

Property Details

APN / Parcel Number

Primary APN	`13-10-04-20-0-000-071.000`
Alternative APNs	`ALT APN:1004200000071000` `205128` `215870`

Interior

Stories	2 Stories
Building Area	3,624 sqft Living Area
Upper Floors Area	1,232 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt

Exterior Amenities

Porch	Open Porch
Porch Area	360 sqft
Deck Area	280 sqft
Boat Access	Boat Access
Boat House	Boat House

Location & Zoning

Account Number	215870
Street Address	3950 E CHATTOOGA DR
City	CEDAR BLUFF
State	AL
Zip	35959
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3, 1ST ADD WYATT WEBB S/D, PB 7/7
Legal Subdivision	WYATT WEBB SD
Legal Lot Number	3
Jurisdiction	CHEROKEE AL
Township / Civil Division	CEDAR BLUFF-GAYLESVILLE
Census Block Group	1
Census Block	1014
Census Tract	955701

Owner

Source: Cherokee County records · APN 13-10-04-20-0-000-071.000

Assessment roll updated January 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	4260 CARMAIN DR NE, ATLANTA, GA 30342-3504
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 06, 2022	Warranty Deed, Transfer · Conventional Mortgage US BANK NA
Feb 28, 2018	Personal Representative Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 06, 2022 · Amount on Record
Deed Sale	Sep 06, 2022 · Amount on Record
Prior Sale	Feb 28, 2018 · Amount on Record
Deed Document Number	226044
Record Updated	Jun 08, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	Sep 06, 2022
Property Address	3950 E CHATTOOGA DR, CEDAR BLUFF, AL 35959
Document Number	0000226044
Map Reference	PB 7 PG 7
Instrument Date	Aug 31, 2022
Instrument	226044
Transaction Type	Transfer
Record Updated	Nov 27, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	895 PONTE VEDRA BLVD, PONTE VEDRA BEACH, FL 32082-3404

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4260 CARMAIN DR NE, ATLANTA, GA 30342-3504

Mortgage

Document Number	0000226045
Date	Sep 06, 2022
Instrument	226045

Lender

Name	US BANK NA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

February 2018: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	CHEROKEE AL
Recording Date	Feb 28, 2018
Property Address	3950 E CHATTOOGA DR, CEDAR BLUFF, AL 35959
Document Number	0000201623
Instrument Date	Jan 31, 2018
Instrument	201623
Transaction Type	Transfer
Record Updated	Nov 27, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5875 WINTERTHUR DR, ATLANTA, GA 30328-4628

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5875 WINTERTHUR DR, ATLANTA, GA 30328-4628

Tax Assessment & Valuation

Source: Cherokee County records · Assessment roll updated January 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Cherokee County
Municipality	Cedar Bluff Town
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,037.00 (+0.83%)	$18,400 (+5.26%) Land $13,920 Building $4,480	$646,000 (+0.8%) Land $139,100 Building $506,900
2024	$3,012.00	$17,480 (-72.73%) Land $13,000 Building $4,480	$640,900 (-) Land $130,000 Building $510,900
2023	$3,012.00 (-37.24%)	$64,100 (+133.77%)	$640,900 (+25.52%) Land $130,000 Building $510,900
2022	$4,799.00	$27,420 Land $21,260 Building $6,160	$510,600 Land $106,300 Building $404,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cherokee County (01019C), updated March 15, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 010199557011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Cost	Premium on Record median of 19 individual NFIP policies nearby
Nearby Flood Policies	19 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2019, other causes

Wildfire

Wildfire Risk	Moderate above 53% of the US · above 65% of Alabama
Wildfire Likelihood	About 1 in 855 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 16 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
TDS Telecom	DSL	25 / 5
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: T-Mobile USA, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E Chattooga Dr

Nearby Streets

All Cedar Bluff, AL Property Records

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures