3830 E Chattooga Dr, Cedar Bluff, AL 35959 Property Records

Cherokee County property record for 3830 E Chattooga Dr, Cedar Bluff, AL 35959

Property Summary

Property Type	Other Improved
Details	built 2020
Lot Size	0.607 acres (26,422 sqft)
Owner	2 Company Names on Record
Last Sale	$430,000 (May 2025)
Tax Bill	$1,627 (2026)
Deeds & Mortgages	Dec 2023 Sale & Line of Credit Dec 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`13-10-04-20-0-000-064.000`

Property Details

APN / Parcel Number

Primary APN	`13-10-04-20-0-000-064.000`
Alternative APNs	`ALT APN:1004200000064000` `213815` `218761` `4129`

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Lot Area	26,422 sqft (0.607 acres)
Boat Access	Boat Access
Boat House	Boat House

Location & Zoning

Account Number	218761
Street Address	3830 E CHATTOOGA DR
City	CEDAR BLUFF
State	AL
Zip	35959-5444
Property Category	Other
Property Type	Other > Other Improved
Legal Description	LOT 10, 1ST ADD WYATT WEBB SD, PB 7 PG 7
Legal Range	10E
Legal Township	09S
Legal Section	20
Legal Subdivision	WYATT WEBB SD
Legal Lot Number	10
Jurisdiction	CHEROKEE AL
Township / Civil Division	CEDAR BLUFF-GAYLESVILLE
Census Block Group	1
Census Block	1014
Census Tract	955701

Owner

Source: Cherokee County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1868 UTILITY RD, ROCKY FACE, GA 30740-9781
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2023	Warranty Deed, Transfer · Line of Credit BUILTWELL BANK
Dec 7, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 28, 2025 · Amount on Record
Deed Sale	May 28, 2025 · Amount on Record
Prior Sale	Dec 19, 2023 · Amount on Record
Deed Document Number	2025238847
Prior Transfer Date	May 27, 2025
Prior Transfer Doc	0000238847
Record Updated	Oct 29, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	Dec 19, 2023
Property Address	3830 E CHATTOOGA DR, CEDAR BLUFF, AL 35959-5444
Document Number	0000231814
Map Reference	MB 7 PG 7
Instrument Date	Dec 18, 2023
Instrument	231814
Transaction Type	Transfer
Record Updated	Nov 27, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1868 UTILITY RD, ROCKY FACE, GA 30740-9781

Mortgage

Document Number	0000231815
Date	Dec 19, 2023
Instrument	231815

Lender

Name	BUILTWELL BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Dec 20, 2043

Interest

Rate Type	Adjustable Rate

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	Dec 7, 2021
Property Address	3830 E CHATTOOGA DR, CEDAR BLUFF, AL 35959-5444
Document Number	0000221708
Map Reference	PB 7 PG 7
Instrument Date	Dec 6, 2021
Instrument	221708
Transaction Type	Transfer
Record Updated	Nov 27, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	150 LINDA LN, DALTON, GA 30721-9189

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of December 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Cherokee County
Municipality	Cedar Bluff Town
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,627.00 (+1.06%)
2025	$1,610.00 (+119.35%)	$34,260 (+119.33%) Land $27,820 Building $6,440	$171,300 (+9.67%) Land $139,100 Building $32,200
2024	$734.00	$15,620 (-) Land $13,000 Building $2,620	$156,200 (-) Land $130,000 Building $26,200
2023	$734.00 (+89.18%)	$15,620 (+89.1%)	$156,200 (+89.33%) Land $130,000 Building $26,200
2022	$388.00	$8,260 Land $5,640 Building $2,620	$82,500 Land $56,300 Building $26,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Nearby Flood Policies	19 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 78% of Alabama
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR BLUFF UTILITIES BOARD serves 4,281 people · EPA ID AL0000187
Water Source	Purchased surface water from NORTHEAST ALABAMA WATER SEWER AND FPD
Last State Inspection	Oct 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
TDS Telecom DSL	25 / 5
AT&T Fixed Wireless	25 / 3

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