Cherokee County property record for 3900 E Chattooga Dr, Cedar Bluff, AL 35959
| Property Type | Single Family Home |
|---|---|
| Details | 2,494 sqft · built 1978 |
| Lot Size | 0.33 acres (14,375 sqft) |
| Owner | Individual Name on File |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-10-04-20-0-000-069.002 |
| Primary APN | 13-10-04-20-0-000-069.002 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,494 sqft Living Area |
| Upper Floors Area | 245 sqft |
| Basement Area | 350 sqft |
| Finished Basement | 350 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 14,375 sqft (0.33 acres) |
| Garage Type | Mixed |
| Garage Area | 775 sqft |
| Parking Spaces | 3 Parking Spaces |
| Deck Area | 230 sqft |
| Boat Access | Boat Access |
| Boat House | Boat House |
| Account Number | 209393 |
|---|---|
| Street Address | 3900 E CHATTOOGA DR |
| City | CEDAR BLUFF |
| State | AL |
| Zip | 35959-5445 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | A PT OF LOT 5 1ST ADD WYATT WEBB SD 7/7; BEG @ THE SW CORSD LOT 5;E33;N289;WLY66;S287 TO POB |
| Legal Subdivision | WYATT WEBB SD |
| Legal Lot Number | 5 |
| Jurisdiction | CHEROKEE AL |
| Township / Civil Division | CEDAR BLUFF-GAYLESVILLE |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 955701 |
3900 E Chattooga Dr is owned and occupied by an individual who acquired it in March 2020.
Source: Cherokee County records, as of November 26, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3900 E CHATTOOGA DR, CEDAR BLUFF, AL 35959-5445 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 5, 2020 |
| Deed Sale | Mar 5, 2020 |
| Record Updated | Jun 8, 2026 |
Source: Cherokee County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Cherokee County |
| Municipality | Cedar Bluff Town |
| Unified School District | Cherokee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | Additional exemption filed | $21,240 Land $3,220 Building $18,020 | $254,800 Land $32,100 Building $222,700 |
| 2023 | Additional exemption filed | $25,280 | $252,700 Land $30,000 Building $222,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3900 E Chattooga Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 19 policies |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 1 (2019) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2019 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3900 E Chattooga Dr is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · above 64% of Alabama |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CEDAR BLUFF UTILITIES BOARD serves 4,281 people · EPA ID AL0000187 |
|---|---|
| Water Source | Purchased surface water from NORTHEAST ALABAMA WATER SEWER AND FPD |
| Last State Inspection | Oct 2023 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| TDS Telecom DSL | 25 / 5 |
May also be available: AT&T, T-Mobile.
5G (outdoors only) and 4G LTE
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