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3970 E Chattooga Dr, Cedar Bluff, AL 35959 Property Records

Cherokee County property record for 3970 E Chattooga Dr, Cedar Bluff, AL 35959

Property Summary

Property TypeSingle Family Home
Details1,152 sqft · built 1965
OwnerIndividual Name on Record
Last Sale$235,000 (Sep 2020)
Tax Bill$2,720 (2025)
Deeds & MortgagesSep 2022 Sale
Sep 2020 Sale
Flood ZoneZone X (minimal risk)
APN13-10-04-20-0-000-073.000

Property Details

APN / Parcel Number

Primary APN13-10-04-20-0-000-073.000
Alternative APNs
  • ALT APN:1004200000073000
  • 210395
  • 215885

Interior

Stories1 Story
Building Area1,152 sqft Living Area
FlooringWood
Interior WallsPaneling
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1965
Exterior MaterialWood
Roof TypeGable/Hip
Roof MaterialAsphalt
Garage TypeCarport
CarportCarport
Carport Area440 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchFinished/Screened Porch
Porch Area200 sqft
Deck Area160 sqft
Boat AccessBoat Access
Boat HouseBoat House

Location & Zoning

Account Number215885
Street Address3970 E CHATTOOGA DR
CityCEDAR BLUFF
StateAL
Zip35959-5445
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 1, 1ST ADD WYATT WEBB S/D, PB 7/7
Legal SubdivisionWYATT WEBB SD
Legal Lot Number1
JurisdictionCHEROKEE AL
Township / Civil DivisionCEDAR BLUFF-GAYLESVILLE
Census Block Group1
Census Block1014
Census Tract955701

Owner

Source: Cherokee County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address6535 CALAMAR DR, CUMMING, GA 30040-7647
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 7, 2022Warranty Deed, Transfer
Sep 1, 2020Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 1, 2020 · Amount on Record
Deed SaleSep 1, 2020 · Amount on Record
Prior SaleSep 1, 2020 · Amount on Record
Deed Document Number0000214001
Last Transfer DateSep 7, 2022
Transfer Doc0000226089
Record UpdatedJun 8, 2026

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHEROKEE AL
Recording DateSep 7, 2022
Property Address3970 E CHATTOOGA DR, CEDAR BLUFF, AL 35959-5445
Document Number0000226089
Map ReferencePB 7 PG 7
Instrument DateSep 6, 2022
Instrument226089
Transaction TypeTransfer
Record UpdatedNov 27, 2025

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyVerified / From Affidavit

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3970 E CHATTOOGA DR, CEDAR BLUFF, AL 35959-5445

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHEROKEE AL
Recording DateSep 1, 2020
Property Address3970 E CHATTOOGA DR, CEDAR BLUFF, AL 35959-5445
Document Number0000214001
Map ReferencePB 7 PG 7
Instrument DateAug 28, 2020
Instrument214001
Transaction TypeTransfer
Record UpdatedNov 27, 2025

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address39 ROME RD SW, CAVE SPRING, GA 30124-2700

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateAlabama
CountyCherokee County
MunicipalityCedar Bluff Town
Unified School DistrictCherokee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,720.00 (+3.26%)$48,840 (+3.87%) Land $27,820 Building $21,020$289,400 (+3.25%) Land $139,100 Building $150,300
2024$2,634.00$47,020 (-16.13%) Land $26,000 Building $21,020$280,300 (-) Land $130,000 Building $150,300
2023$2,634.00 (+210.25%) Homeowner's exemption$56,060 (+393.49%)$280,300 (+46.14%) Land $130,000 Building $150,300
2022$849.00 Homeowner's exemption$11,360 Land $10,640 Building $720$191,800 Land $106,300 Building $85,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 19 policies
Nearby Flood Policies19 in force
Nearby Flood Claims1 (2019)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 52% of the US · above 64% of Alabama
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCEDAR BLUFF UTILITIES BOARD
serves 4,281 people · EPA ID AL0000187
Water SourcePurchased surface water from NORTHEAST ALABAMA WATER SEWER AND FPD
Last State InspectionOct 2023
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite		280 / 30
TDS Telecom
DSL		25 / 5

May also be available: AT&T, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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