285 Claffey Dr, Polson, MT 59860 Property Records

Lake County property record for 285 Claffey Dr, Polson, MT 59860

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,280 sqft · built 1996
Lot Size0.6 acres (26,136 sqft)
Owner2 Individual Names on Record
Last Sale$249,400 (Aug 2015)
Tax Bill$2,489 (2026)
Deeds & MortgagesApr 2020 Mortgage
Flood ZoneZone X (minimal risk)
APNR1523966

Property Details

APN / Parcel Number

Primary APNR1523966
Alternative APNs
  • 15-3228-10-3-15-07-0000
  • 0000031593

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures11 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area1,280 sqft Living Area
1st Floor Area1,280 sqft
Basement Area1,292 sqft
Finished Basement1,292 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area26,136 sqft (0.6 acres)
Garage Area668 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area48 sqft
Deck Area132 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number0000031593
Street Address285 CLAFFEY DR
CityPOLSON
StateMT
Zip59860-4101
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code2
Legal DescriptionSKYLINE ADD, S10, T22 N, R20 W, LOT 12, 26136 SQUARE FEET, TR B AMND LT 12 (.60 AC)
Legal Range20W
Legal Township22N
Legal Section10
Legal SubdivisionSKYLINE ADD
Legal TractB
Legal Lot Number12
JurisdictionLAKE MT
Township / Civil DivisionFLATHEAD RESERVATION
Census Block Group3
Census Block3033
Census Tract940305

Owner

Source: Lake County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address285 CLAFFEY DR, POLSON, MT 59860-4101
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 5, 2015 · Amount on Record
Deed SaleAug 5, 2015 · Amount on Record
Deed Document Number2015543025
Record UpdatedOct 29, 2026

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE MT
Property Address285 CLAFFEY DR, POLSON, MT 59860-4101
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number576446
DateApr 13, 2020
Instrument576446
Lender
NameMANN MORTGAGE LLC
TypeMortgage Company
AddressKALISPELL, MT 59901
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueMay 1, 2035
Interest

Tax Assessment & Valuation

Source: Lake County assessment roll, as of September 11, 2026

Property Jurisdictions

TypeName
StateMontana
CountyLake County
MunicipalityPolson City
Elementary School DistrictPolson Elementary School District (PK - 08)
Secondary School DistrictPolson High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,489.00 (-21.23%)$589,900 (-)
2025$3,160.00 (-11.31%)$589,900 (+31.26%)$589,900 (+31.26%) Land $108,318 Building $481,582
2023$3,563.00$449,400$449,400 Land $73,329 Building $376,071

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 87% of Montana
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF POLSON
serves 5,300 people · EPA ID MT0000308
Water SourceGroundwater
Last State InspectionApr 2025
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

May also be available: Verizon, Western Montana CommunityTel.

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