Washington County property record for 3945 S Saddleback Rd, Washington, UT 84780
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,839 sqft · built 2016 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $524,900 (Jul 2020) |
| Tax Bill | $2,448 (2025) |
| Deeds & Mortgages | Sep 2023 Transfer May 2023 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | W-STWF-2-46 |
| Primary APN | W-STWF-2-46 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,839 sqft Living Area |
| Gross Area | 3,055 sqft |
| Attic | Attic |
| Attic Area | 1,818 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Bi-Level |
| Exterior Material | Stucco |
| Roof Type | Hip |
| Roof Material | Concrete |
| Lot Area | 12,197 sqft (0.28 acres) |
| Garage Type | Attached |
| Garage Area | 909 sqft |
| Porch | Covered Slab |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0959844 |
|---|---|
| Street Address | 3945 S SADDLEBACK RD |
| City | WASHINGTON |
| State | UT |
| Zip | 84780-1294 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISION: STEEPLECHASE AT WASHINGTON FIELDS 2 (W) LOT: 46 |
| Legal Subdivision | STEEPLECHASE AT WASHINGTON FIELDS PH 2 |
| Legal Lot Number | 46 |
| Jurisdiction | WASHINGTON UT |
| Township / Civil Division | ST. GEORGE |
| Census Block Group | 2 |
| Census Block | 2059 |
| Census Tract | 270803 |
3945 S Saddleback Rd is held in a trust since September 2023.
Source: Washington County records, as of August 5, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 3945 S SADDLEBACK RD, WASHINGTON, UT 84780-1294 |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 26, 2023 | Intrafamily Transfer, Transfer |
| May 4, 2023 | Deed of Trust, Mortgage · Line of Credit AMERICA FIRST FCU |
| Jul 20, 2021 | Deed of Trust, Mortgage · Line of Credit AMERICA FIRST FCU |
| Jul 10, 2020 | Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Jul 16, 2020 | Quit Claim Deed, Transfer GT TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 10, 2020 · Amount on File |
| Deed Sale | Jul 10, 2020 · Amount on File |
| Prior Sale | Dec 19, 2016 · Amount on File |
| Deed Document Number | 202035538 |
| Last Transfer Date | Sep 26, 2023 |
| Transfer Doc | 0000029009 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WASHINGTON UT |
| Recording Date | Sep 26, 2023 |
| Property Address | 3945 S SADDLEBACK RD, WASHINGTON, UT 84780-1294 |
| Document Number | 0000029009 |
| Instrument Date | Sep 25, 2023 |
| Instrument | 20230029009 |
| Transaction Type | Transfer |
| Record Updated | Oct 27, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 3945 S SADDLEBACK RD, WASHINGTON, UT 84780-1294 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON UT |
| Property Address | 3945 S SADDLEBACK RD, WASHINGTON, UT 84780-1294 |
| Transaction Type | Mortgage |
| Record Updated | May 19, 2023 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0000012728 |
|---|---|
| Date | May 4, 2023 |
| Instrument | 20230012728 |
| Name | AMERICA FIRST FCU |
|---|---|
| Type | Credit Union |
| Address | OGDEN, UT 84405 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON UT |
| Property Address | 3945 S SADDLEBACK RD, WASHINGTON, UT 84780-1294 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000048725 |
|---|---|
| Date | Jul 20, 2021 |
| Instrument | 20210048725 |
| Name | AMERICA FIRST FCU |
|---|---|
| Type | Credit Union |
| Address | OGDEN, UT 84405 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WASHINGTON UT |
| Recording Date | Jul 10, 2020 |
| Property Address | 3945 S SADDLEBACK RD, WASHINGTON, UT 84780-1294 |
| Document Number | 0000035538 |
| Instrument Date | Jul 10, 2020 |
| Instrument | 20200035538 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2021 |
| Title Company | SOUTHERN UTAH TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3945 S SADDLEBACK RD, WASHINGTON, UT 84780-1294 |
| Document Number | 0000035543 |
|---|---|
| Date | Jul 10, 2020 |
| Instrument | 20200035543 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WASHINGTON UT |
| Recording Date | Jul 16, 2020 |
| Property Address | 3945 S SADDLEBACK RD, WASHINGTON, UT 84780-1294 |
| Document Number | 0000036852 |
| Instrument Date | Jul 10, 2020 |
| Instrument | 36852 |
| Transaction Type | Transfer |
| Record Updated | Sep 4, 2020 |
| Title Company | GT TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3945 S SADDLEBACK RD WASHINGTON UT 847801294, WASHINGTON, UT 84780-1294 |
The 2025 property tax bill for 3945 S Saddleback Rd was $2,448.
Source: Washington County assessment roll, as of August 5, 2026
| Type | Name |
|---|---|
| State | Utah |
| County | Washington County |
| Municipality | Washington City |
| Unified School District | Washington School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $371,360 Land $92,400 Building $278,960 | $675,200 Land $168,000 Building $507,200 | |
| 2025 | $2,448.00 | ||
| 2023 | $2,539.00 | $381,095 | $692,900 Land $157,500 Building $535,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3945 S Saddleback Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2013.
Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2013) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2013 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3945 S Saddleback Rd is moderate, ranking above 44% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · lower than 66% of Utah |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON CITY serves 45,865 people · EPA ID UTAH27021 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 348 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 3,000 / 3,000 |
| TDS Telecom Fiber · Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| InfoWest Fixed Wireless | 200 / 40 |
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