3943 N Bluewater Dr, Hernando, FL 34442 Property Records

Citrus County property record for 3943 N Bluewater Dr, Hernando, FL 34442

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,472 sqft · built 1979
Lot Size	0.223 acres (9,710 sqft)
Owner	Individual Name on Record
Last Sale	$10,000 (Dec 1997)
Tax Bill	$391 (2025)
Deeds & Mortgages	May 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`19E-18S-14-0110-00370-0240`

Property Details

APN / Parcel Number

Primary APN	`19E-18S-14-0110-00370-0240`
Alternative APNs	`1418S19E0110003700240` `1601282`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,472 sqft Living Area
Gross Area	1,692 sqft
1st Floor Area	1,472 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Mobile Home
Exterior Material	Wood Siding
Construction Type	Wood
Roof Type	Gable
Roof Material	Metal
Lot Area	9,710 sqft (0.223 acres)
Garage Type	Carport
Garage Area	720 sqft
Carport	Carport
Carport Area	720 sqft
Porch	Enclosed Wood Porch
Porch Area	321 sqft
Utility Building	60 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	1601282
Street Address	3943 N BLUEWATER DR
City	HERNANDO
State	FL
Zip	34442-3111
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	CLRMH
Legal Description	APACHE SHORES UNIT 11 PLAT BK 5 PG 36 LTS 24 & 25 BLK 37
Legal Range	19E
Legal Township	18S
Legal Section	13
Legal Subdivision	APACHE SHORES UNIT 11
Legal Block	37
Legal Lot Number	24,25
Legal Unit	11
Jurisdiction	CITRUS FL
Township / Civil Division	INVERNESS
Census Block Group	1
Census Block	1008
Census Tract	450105

Owner

Source: Citrus County records, as of March 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3943 N BLUEWATER DR, HERNANDO, FL 34442-3111
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 1, 1997 · Amount on Record
Deed Sale	Dec 1, 1997 · Amount on Record
Prior Sale	Jun 1, 1985 · Amount on Record
Deed Book / Page	1221 / 1965
Last Transfer Date	May 20, 2019
Transfer Doc	0029770583
Record Updated	Jun 8, 2026

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CITRUS FL
Recording Date	May 20, 2019
Property Address	3943 N BLUEWATER DR, HERNANDO, FL 34442-3111
Document Number	0029770583
Book / Page	002977 / 000583
Instrument Date	May 20, 2019
Instrument	25634
Transaction Type	Transfer
Record Updated	Jun 3, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$0.70
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3943 N BLUEWATER DR HERNANDO FL 344423111, HERNANDO, FL 34442-3111

Tax Assessment & Valuation

Source: Citrus County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$391.00 (+18.48%) Homeowner's exemption	$35,408 (-60.98%)	$89,628 (-1.23%) Land $15,000 Building $74,628
2024	$330.00 (+4.43%) Homeowner's exemption Additional exemption filed	$90,740 (+22.89%) Land $15,000 Building $75,740	$90,740 (+22.89%) Land $15,000 Building $75,740
2023	$316.00 (+6.4%) Homeowner's exemption Additional exemption filed	$73,840 (+8.11%) Land $15,000 Building $58,840	$73,840 (+8.11%) Land $15,000 Building $58,840
2022	$297.00 Homeowner's exemption Additional exemption filed	$68,303 Land $10,000 Building $58,303	$68,303 Land $10,000 Building $58,303

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 36 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	36 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 47% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROLLING OAKS SUBDIVISION public/private · serves 11,572 people · EPA ID FL6090150
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000