Citrus County property record for 3920 N Bluewater Dr, Hernando, FL 34442
| Property Type | Mobile Home |
|---|---|
| Details | 1 bd · 1 ba · 432 sqft · built 1973 |
| Lot Size | 0.14 acres (6,084 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $10,000 (May 2018) |
| Tax Bill | $1,015 (2025) |
| Deeds & Mortgages | Apr 2026 Sale May 2018 Sale + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 19E-18S-14-0110-00380-0990 |
| Primary APN | 19E-18S-14-0110-00380-0990 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 432 sqft Living Area |
| Gross Area | 576 sqft |
| 1st Floor Area | 432 sqft |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Architectural Style | Mobile Home |
| Exterior Material | Metal |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 6,084 sqft (0.14 acres) |
| Lot Dimensions | 124 ft deep x 45 ft wide |
| View / Lot | Lake Front |
| Garage Type | Carport |
| Garage Area | 264 sqft |
| Carport | Carport |
| Carport Area | 264 sqft |
| Porch | Screened Aluminum Porch |
| Porch Area | 288 sqft |
| Utility Building | 80 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 1602238 |
|---|---|
| Street Address | 3920 N BLUEWATER DR |
| City | HERNANDO |
| State | FL |
| Zip | 34442-3150 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | CLRMH |
| Legal Description | APACHE SHORES UNIT 11 PLAT BK 5 PG 36 LOT 99 BLK 38 |
| Legal Range | 19E |
| Legal Township | 18S |
| Legal Section | 13 |
| Legal Subdivision | APACHE SHORES UNIT 11 |
| Legal Block | 38 |
| Legal Lot Number | 99 |
| Legal Unit | 11 |
| Jurisdiction | CITRUS FL |
| Township / Civil Division | INVERNESS |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 450105 |
Source: Citrus County records, as of May 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 4337 24TH AVE N, ST PETERSBURG, FL 33713-3211 |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Apr 28, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| May 17, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Mar 9, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 17, 2018 · Amount on Record |
| Deed Sale | May 17, 2018 · Amount on Record |
| Prior Sale | Aug 10, 2010 · Amount on Record |
| Deed Document Number | 201824751 |
| Deed Book / Page | 2901 / 146 |
| Prior Transfer Date | May 16, 2018 |
| Prior Transfer Doc | 0029010146 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CITRUS FL |
| Recording Date | Apr 28, 2026 |
| Property Address | 3920 N BLUEWATER DR, HERNANDO, FL 34442-3150 |
| Document Number | 0000024696 |
| Book / Page | 3664 / 1507 |
| Instrument Date | Apr 14, 2026 |
| Instrument | 202624696 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Tax | $70.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Trust |
| Address | 4337 24TH AVE N, SAINT PETERSBURG, FL 33713-3211 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CITRUS FL |
| Recording Date | May 17, 2018 |
| Property Address | 3920 N BLUEWATER DR, HERNANDO, FL 34442-3150 |
| Document Number | 0029010146 |
| Book / Page | 002901 / 000146 |
| Instrument Date | May 16, 2018 |
| Instrument | 24751 |
| Transaction Type | Transfer |
| Record Updated | Jun 18, 2018 |
| Amount | Amount Recorded |
|---|---|
| Tax | $70.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4337 24TH ST N ST PETERSBURG FL 33714, ST PETERSBURG, FL 33714 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CITRUS FL |
| Recording Date | Mar 9, 2018 |
| Property Address | 3920 N BLUEWATER DR, HERNANDO, FL 34442-3150 |
| Document Number | 0028851409 |
| Book / Page | 002885 / 001409 |
| Instrument Date | Jan 30, 2018 |
| Instrument | 11553 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 5321 27TH AVE N ST PETERSBURG FL 337103432, ST PETERSBURG, FL 33710-3432 |
Source: Citrus County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Citrus County |
| Unified School District | Citrus County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,015.00 (+15.21%) | $61,294 (+15.19%) Land $22,310 Building $38,984 | $61,294 (+15.19%) Land $22,310 Building $38,984 |
| 2024 | $881.00 (+4.14%) | $53,211 (+0.3%) Land $16,280 Building $36,931 | $53,211 (+0.3%) Land $16,280 Building $36,931 |
| 2023 | $846.00 (+9.16%) | $53,051 (+4.75%) Land $16,280 Building $36,771 | $53,051 (+4.75%) Land $16,280 Building $36,771 |
| 2022 | $775.00 | $50,644 Land $15,230 Building $35,414 | $50,644 Land $15,230 Building $35,414 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 41.3 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 36 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 36 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 67% of the US · above 47% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROLLING OAKS SUBDIVISION public/private · serves 11,572 people · EPA ID FL6090150 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
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