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3970 N Bluewater Dr, Hernando, FL 34442 Property Records

Citrus County property record for 3970 N Bluewater Dr, Hernando, FL 34442

Property Summary

Property TypeMobile Home
Details2 bd · 2 ba · 812 sqft · built 1987
Lot Size0.142 acres (6,191 sqft)
OwnerIndividual Name on File
Last Sale$85,000 (Feb 2021)
Tax Bill$1,347 (2025)
Deeds & MortgagesApr 2022 Transfer
Feb 2021 Sale
Flood ZoneZone AE (high risk)
APN19E-18S-14-0110-00380-092.0

Property Details

APN / Parcel Number

Primary APN19E-18S-14-0110-00380-092.0
Alternative APNs
  • 1418S19E0110003800920
  • 1602165

Interior

Bedrooms2 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area812 sqft Living Area
1st Floor Area812 sqft
FlooringSubfloor

Exterior

Year BuiltBuilt 1987
Architectural StyleModular
Exterior MaterialMetal
Construction TypeWood
Roof TypeGable
Roof MaterialMetal
Lot Area6,191 sqft (0.142 acres)
Lot Dimensions125 ft deep x 34 ft wide

Exterior Amenities

PorchFinished/Screened Porch
Porch Area189 sqft
Deck Area35 sqft
Patio Area217 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Account Number1602165
Old Parcel Number1418S19E0110003800920
Street Address3970 N BLUEWATER DR
CityHERNANDO
StateFL
Zip34442-3150
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Local Zoning CodeCLRMH COASTAL LAKES & RVR
Legal DescriptionAPACHE SHORES UNIT 11 PB 5 PG 36 LOT 92 BLK 38
Legal Range19E
Legal Township18S
Legal Section13
Legal SubdivisionAPACHE SHORES UNIT 11
Legal Block38
Legal Lot Number92
Legal Unit11
JurisdictionCITRUS FL
Township / Civil DivisionINVERNESS
Census Block Group1
Census Block1001
Census Tract450105

Owner

3970 N Bluewater Dr, a mobile home, is owned by an individual who acquired it in April 2022.

Source: Citrus County records, as of December 10, 2025

Owner of RecordIndividual Name on File
Mailing Address3771 E TEAL COVE CT, HERNANDO, FL 34442-5590
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 26, 2022Intrafamily Transfer, Transfer
Feb 18, 2021Warranty Deed, Transfer
AMERICAN TITLE COMPANY, AMERICAN TTL SVCS OF CITRUS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 18, 2021 · Amount on File
Deed SaleFeb 18, 2021 · Amount on File
Prior SaleFeb 18, 2021 · Amount on File
Deed Document Number0031360418
Deed Book / Page3136 / 418
Last Transfer DateApr 26, 2022
Transfer Doc0032771360
Record UpdatedJun 8, 2026

April 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCITRUS FL
Recording DateApr 26, 2022
Property Address3970 N BLUEWATER DR, HERNANDO, FL 34442-3150
Document Number0032771360
Book / Page3277 / 1360
Map ReferenceMB 5 PG 36
Instrument DateApr 12, 2022
Instrument2022029639
Transaction TypeTransfer
Record UpdatedMay 6, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address8411 SW 82ND CIR, 8411, OCALA, FL 34481-5538

Transferred To (Grantee/Buyer)

NameVerified Name
Address6932 BROOMSHEDGE TRL, WINTER GARDEN, FL 34787-6385

February 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCITRUS FL
Recording DateFeb 18, 2021
Property Address3970 N BLUEWATER DR, HERNANDO, FL 34442-3150
Document Number0031360418
Book / Page3136 / 418
Map ReferenceMB 5 PG 36
Instrument DateFeb 17, 2021
Instrument2021010273
Transaction TypeTransfer
Record UpdatedNov 30, 2021
Title CompanyAMERICAN TITLE COMPANY, AMERICAN TTL SVCS OF CITRUS

Transaction

AmountAmount on Record
Tax$595.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address9997 E LAKE TAHOE DR, 9997, INVERNESS, FL 34450-8828

Transferred To (Grantee/Buyer)

NameVerified Name
Address8411 SW 82ND CIR, OCALA, FL 34481-5538

Tax Assessment & Valuation

The 2025 property tax bill for 3970 N Bluewater Dr was $1,347, up 13.5% from the year before.

Source: Citrus County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCitrus County
Unified School DistrictCitrus County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,347.00 (+13.48%)$78,908 (+12.58%) Land $20,830 Building $58,078$78,908 (+12.58%) Land $20,830 Building $58,078
2024$1,187.00 (+4.67%)$70,088 (+6.4%) Land $15,190 Building $54,898$70,088 (+6.4%) Land $15,190 Building $54,898
2023$1,134.00 (+8.72%)$65,873 (+6.17%) Land $15,190 Building $50,683$65,873 (+6.17%) Land $15,190 Building $50,683
2022$1,043.00 Additional exemption filed$62,046 Land $14,210 Building $47,836$62,046 Land $14,210 Building $47,836

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3970 N Bluewater Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation41.3 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 36 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies36 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3970 N Bluewater Dr is moderate, ranking above 67% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 67% of the US · above 47% of Florida
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROLLING OAKS SUBDIVISION
public/private · serves 11,572 people · EPA ID FL6090150
Water SourceGroundwater
Last State InspectionFeb 2026
Lead2 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting10
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000

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