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3900 N Bluewater Dr, Hernando, FL 34442 Property Records

Citrus County property record for 3900 N Bluewater Dr, Hernando, FL 34442

Property Summary

Property TypeMobile Home
Details2 bd · 2 ba · 1,224 sqft · built 1972
Lot Size0.174 acres (7,572 sqft)
Owner2 Individual Names on Record
Last Sale$30,000 (Oct 2021)
Tax Bill$919 (2025)
Deeds & MortgagesOct 2023 Transfer
Oct 2021 Sale
+ 2 more
Flood ZoneZone AE (high risk)
APN19E-18S-14-0110-00380-1010

Property Details

APN / Parcel Number

Primary APN19E-18S-14-0110-00380-1010
Alternative APNs
  • 1418S19E0110003801010
  • 3525393

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,224 sqft Living Area
Gross Area1,452 sqft
1st Floor Area672 sqft

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1982
Architectural StyleMobile Home
Exterior MaterialMetal
Construction TypeWood
Roof TypeSawtooth
Roof MaterialMetal
Lot Area7,572 sqft (0.174 acres)
Lot Dimensions150 ft deep x 54 ft wide
View / LotLake Front
Garage TypeCarport
Garage Area480 sqft
CarportCarport
Carport Area480 sqft

Exterior Amenities

PorchScreened Aluminum Porch
Porch Area384 sqft
Deck AreaDeck Area
Patio Area266 sqft
Utility Building192 sqft
Pole Barn96 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number3525393
Street Address3900 N BLUEWATER DR
CityHERNANDO
StateFL
Zip34442-3150
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Local Zoning CodeCLRMH
Legal DescriptionLOT 101 BLK 38 APACHE SHORES UNIT 11 PB 5 PG 36
Legal Range19E
Legal Township18S
Legal Section13
Legal SubdivisionAPACHE SHORES UNIT 11
Legal Block38
Legal Lot Number101
Legal Unit11
JurisdictionCITRUS FL
Township / Civil DivisionINVERNESS
Census Block Group1
Census Block1001
Census Tract450105

Owner

Source: Citrus County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3900 N BLUEWATER DR, HERNANDO, FL 34442-3150
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Deeds, Mortgages & Sale History

DateDocument
Oct 3, 2023Quit Claim Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Oct 13, 2021Warranty Deed, Transfer
Aug 14, 2020Warranty Deed, Transfer
AMERICAN TITLE SVCS/CITRUS CNTY INC, AMERICAN TITLE SVCS/CITRUS CNT
Nov 27, 2019Warranty Deed, Transfer
AMERICAN TITLE COMPANY, AMERICAN TITLE SVCS/CITRUS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 13, 2021 · Amount on Record
Deed SaleOct 13, 2021 · Amount on Record
Prior SaleAug 14, 2020 · Amount on Record
Deed Document Number202170924
Deed Book / Page3215 / 136
Last Transfer DateOct 2, 2023
Transfer Doc0034141557
Record UpdatedSep 20, 2026

October 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCITRUS FL
Recording DateOct 3, 2023
Property Address3900 N BLUEWATER DR # 11, 11, HERNANDO, FL 34442-3150
Document Number0034141557
Book / Page3414 / 1557
Map ReferenceMB 5 PG 36
Instrument DateOct 2, 2023
Instrument2023057263
Transaction TypeTransfer
Record UpdatedOct 20, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address3900 N BLUEWATER DR, HERNANDO, FL 34442-3150

Transferred To (Grantee/Buyer)

NameVerified Name
Address3900 N BLUEWATER DR, HERNANDO, FL 34442-3150

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCITRUS FL
Recording DateOct 13, 2021
Property Address3900 N BLUEWATER DR # 11, 11, HERNANDO, FL 34442-3150
Document Number0032150136
Book / Page3215 / 136
Map ReferenceMB 5 PG 36
Instrument DateOct 10, 2021
Instrument2021070924
Transaction TypeTransfer
Record UpdatedFeb 2, 2023

Transaction

AmountAmount Recorded
Tax$210.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3980 E DANDY LOOP, HERNANDO, FL 34442-3120

Transferred To (Grantee/Buyer)

NameVerified Name
Address3900 N BLUEWATER DR, HERNANDO, FL 34442-3150

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCITRUS FL
Recording DateAug 14, 2020
Property Address3900 N BLUEWATER DR # 11, 11, HERNANDO, FL 34442-3150
Document Number0030830133
Book / Page003083 / 000133
Instrument DateAug 11, 2020
Instrument42317
Transaction TypeTransfer
Record UpdatedSep 14, 2020
Title CompanyAMERICAN TITLE SVCS/CITRUS CNTY INC, AMERICAN TITLE SVCS/CITRUS CNT

Transaction

AmountAmount Recorded
Tax$833.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address5940 SW 17TH ST PLANTATION FL 333175206, PLANTATION, FL 33317-5206

November 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCITRUS FL
Recording DateNov 27, 2019
Property Address3900 N BLUEWATER DR # 11, 11, HERNANDO, FL 34442-3150
Document Number0030210378
Book / Page003021 / 000378
Instrument DateNov 27, 2019
Instrument62147
Transaction TypeTransfer
Record UpdatedDec 20, 2019
Title CompanyAMERICAN TITLE COMPANY, AMERICAN TITLE SVCS/CITRUS

Transaction

AmountAmount Recorded
Tax$490.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3980 E DANDY LOOP HERNANDO FL 344423120, HERNANDO, FL 34442-3120

Tax Assessment & Valuation

Source: Citrus County assessment roll, as of December 3, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCitrus County
Unified School DistrictCitrus County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$919.00 (+9.27%)$93,348 (-1.49%)$102,845 (+8.53%) Land $26,180 Building $76,665
2024$841.00 (+3.96%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed$94,761 (-0.52%) Land $19,100 Building $75,661$94,761 (-0.52%) Land $19,100 Building $75,661
2023$809.00 (+6.17%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed$95,253 (+2.32%) Land $19,100 Building $76,153$95,253 (+2.32%) Land $19,100 Building $76,153
2022$762.00 Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption$93,089 Land $17,860 Building $75,229$93,089 Land $17,860 Building $75,229

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation41.3 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 36 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies36 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 67% of the US · above 47% of Florida
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROLLING OAKS SUBDIVISION
public/private · serves 11,572 people · EPA ID FL6090150
Water SourceGroundwater
Last State InspectionFeb 2026
Lead2 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting10
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000

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