3941 Elm Ave, Cincinnati, OH 45236 Property Records

Hamilton County property record for 3941 Elm Ave, Cincinnati, OH 45236

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,168 sqft · built 1926
Lot Size	0.157 acres (6,839 sqft)
Owner	Individual Name on Record
Last Sale	$260,000 (Aug 2021)
Tax Bill	$2,280 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Aug 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`602-0002-0172-00`

Property Details

APN / Parcel Number

Primary APN	`602-0002-0172-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,168 sqft Living Area
1st Floor Area	570 sqft
2nd Floor Area	598 sqft
Upper Floors Area	539 sqft
Basement Area	550 sqft
Finished Basement	500 sqft

Exterior

Year Built	Built 1926
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	6,839 sqft (0.157 acres)
Lot Dimensions	137 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	324 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	3941 ELM AVE
City	CINCINNATI
State	OH
Zip	45236-3907
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	3941 ELM AVE 50 X 137.50 LOTS 189-190 HAINES & CRESAP SUB PARS 172 & 173
Legal Subdivision	HAINES & CRESAP SUB
Legal Lot Number	189-190 190
Jurisdiction	HAMILTON OH
Township / Civil Division	SILVERTON
Census Block Group	4
Census Block	4013
Census Tract	23800

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3941 ELM AVE, CINCINNATI, OH 45236-3907
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Aug 3, 2021	Warranty Deed, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL CORP
Apr 20, 2020	Deed of Trust, Mortgage · Conventional with PMI MIAMI SVGS BK
Jul 18, 2019	Grant Deed, Transfer RANDY WAYNE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 3, 2021 · Amount on Record
Deed Sale	Aug 3, 2021 · Amount on Record
Prior Sale	Jul 18, 2019 · Amount on Record
Deed Document Number	2021-0093597
Deed Book / Page	14472 / 484
Record Updated	Jun 8, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3941 ELM AVE, CINCINNATI, OH 45236-3907
Transaction Type	Mortgage
Record Updated	Aug 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000128669
Date	Dec 8, 2020
Book Page	14310/1568
Instrument	2020-0128669

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Aug 3, 2021
Property Address	3941 ELM AVE, CINCINNATI, OH 45236-3907
Document Number	0000093597
Book / Page	14472 / 484
Instrument Date	Jul 23, 2021
Instrument	2021-0093597
Transaction Type	Transfer
Record Updated	Aug 25, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$780.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3941 ELM AVE, CINCINNATI, OH 45236-3907

Mortgage

Document Number	0000093598
Date	Aug 3, 2021
Instrument	2021-0093598

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3941 ELM AVE, CINCINNATI, OH 45236-3907
Document Number	0000038595
Instrument Date	Apr 20, 2020
Transaction Type	Mortgage
Record Updated	May 28, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3941 ELM AVE CINCINNATI OH 452363907, CINCINNATI, OH 45236-3907

Mortgage

Document Number	0000038595
Date	Apr 27, 2020
Book Page	014155/001930
Instrument	38595

Lender

Name	MIAMI SVGS BK
Type	Federal Savings Bank
Address	MIAMITOWN, OH 45041

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 26, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.25%

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HAMILTON OH
Recording Date	Jul 18, 2019
Property Address	3941 ELM AVE, CINCINNATI, OH 45236-3907
Document Number	0000058054
Book / Page	013961 / 001371
Instrument Date	Jul 18, 2019
Instrument	58054
Transaction Type	Transfer
Record Updated	Sep 24, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$328.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3941 ELM AVE CINCINNATI OH 452363907, CINCINNATI, OH 45236-3907

Mortgage

Document Number	58055
Date	Jul 18, 2019
Book Page	013961/001373
Instrument	58055

Lender

Name	RANDY WAYNE
Address	7000 STIMSON RD, AURORA, IN 47001-8966

Agreement

Amount	Amount Recorded
Term	24 Months
Due	Jul 17, 2021

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Silverton Village
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,280.00 (+8.93%)	$91,000 (+%) Land $10,265 Building $80,735
2024	$2,093.00 (-2.1%)	$90,999 (-) Land $10,265 Building $80,734
2023	$2,138.00 (-12.23%)	$90,999 (%) Land $10,265 Building $80,734	$260,000 (-) Land $29,330 Building $230,670
2022	$2,436.00 Homeowner's exemption	$91,000 Land $8,652 Building $82,348
2020			$260,000 Land $24,720 Building $235,280

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 570 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Brightspeed.

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