Hamilton County property record for 3921 Elm Ave, Cincinnati, OH 45236
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,044 sqft · built 1929 |
| Lot Size | 0.158 acres (6,882 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $300,000 (Jul 2025) |
| Tax Bill | $2,630 (2025) |
| Deeds & Mortgages | Jan 2026 Line of Credit Aug 2021 Reverse Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 602-0002-0165-00 |
| Primary APN | 602-0002-0165-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,044 sqft Living Area |
| Gross Area | 2,606 sqft |
| 1st Floor Area | 1,044 sqft |
| Attic | Attic |
| Attic Area | 518 sqft |
| Basement Area | 1,044 sqft |
| Year Built | Built 1929 |
|---|---|
| Effective Year Built | Effective 1929 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 6,882 sqft (0.158 acres) |
| Lot Dimensions | 135 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 336 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | Deck Area |
| Patio Area | 128 sqft |
| Cooling System | None |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 3921 ELM AVE |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45236-3907 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 3921 ELM AVE 50 X 135.50 LOTS 182-183 HAINES & CRESAP PARS 165 & 166 CONS |
| Legal Subdivision | HAINES & CRESAP |
| Legal Lot Number | 182-1 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | SILVERTON |
| Census Block Group | 4 |
| Census Block | 4013 |
| Census Tract | 23800 |
Source: Hamilton County records, as of August 31, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3921 ELM AVE, CINCINNATI, OH 45236-3907 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 16, 2026 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA |
| Aug 16, 2021 | Intrafamily Transfer, Transfer · Reverse Mortgage AMERICAN ADVISORS GROUP |
| Nov 21, 2017 | Loan Modification, Mortgage · Conventional Mortgage DITECH FIN'L |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 25, 2025 · Amount on Record |
| Deed Sale | Jul 25, 2025 · Amount on Record |
| Prior Sale | Nov 20, 2024 · Amount on Record |
| Deed Document Number | 202555953 |
| Deed Book / Page | 15465 / 2165 |
| Prior Transfer Date | May 8, 2021 |
| Prior Transfer Doc | 0000098402 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 3921 ELM AVE, CINCINNATI, OH 45236-3907 |
| Transaction Type | Mortgage |
| Record Updated | Feb 23, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3921 ELM AVE, CINCINNATI, OH 45236-3907 |
| Document Number | 0000004117 |
|---|---|
| Date | Jan 16, 2026 |
| Book Page | 15584/793 |
| Instrument | 2026-0004117 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Dec 25, 2055 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Aug 16, 2021 |
| Property Address | 3921 ELM AVE, CINCINNATI, OH 45236-3907 |
| Document Number | 0000098402 |
| Book / Page | 14481 / 475 |
| Map Reference | MB 6 PG 77 |
| Instrument Date | May 8, 2021 |
| Instrument | 2021-0098402 |
| Transaction Type | Transfer |
| Record Updated | Sep 23, 2021 |
| Title Company | FNC TITLE SERVICES LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3921 ELM AVE, CINCINNATI, OH 45236-3907 |
| Document Number | 0000098403 |
|---|---|
| Date | Aug 16, 2021 |
| Instrument | 2021-0098403 |
| Name | AMERICAN ADVISORS GROUP |
|---|---|
| Type | Mortgage Company |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 809 Months |
| Due | Jan 1, 2089 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.1% |
| Type Change Date | Jul 1, 2021 |
| Change Frequency | Annually |
| Index | 1-Year CMT |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 3921 ELM AVE, CINCINNATI, OH 45236-3907 |
| Document Number | 0000109574 |
| Instrument Date | Nov 21, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Mar 12, 2018 |
| Name | Verified Name |
|---|---|
| Address | 3921 ELM AVE CINCINNATI OH 452363907, CINCINNATI, OH 45236-3907 |
| Document Number | 0000109574 |
|---|---|
| Date | Nov 30, 2017 |
| Book Page | 013554/002262 |
| Instrument | 109574 |
| Name | DITECH FIN'L |
|---|---|
| Address | TEMPE, AZ 85284 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Nov 29, 2057 |
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Silverton Village |
| Unified School District | Cincinnati City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,630.00 (+42.24%) | $42,368 (-) Land $10,266 Building $32,102 | $121,050 (-) Land $29,330 Building $91,720 |
| 2024 | $1,849.00 (-4.59%) Homeowner's exemption | $42,368 (-) Land $10,266 Building $32,102 | |
| 2023 | $1,938.00 (+26.42%) Homeowner's exemption | $42,368 (+36.7%) Land $10,266 Building $32,102 | $121,050 (+36.7%) Land $29,330 Building $91,720 |
| 2022 | $1,533.00 Homeowner's exemption | $30,993 Land $8,652 Building $22,341 | |
| 2020 | $88,550 Land $24,720 Building $63,830 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 749 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
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