3922 Elm Ave, Cincinnati, OH 45236 Property Records

Hamilton County property record for 3922 Elm Ave, Cincinnati, OH 45236

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,040 sqft · built 1927
Lot Size	0.157 acres (6,839 sqft)
Owner	Individual Name on Record
Last Sale	$230,000 (Jul 2024)
Tax Bill	$3,225 (2025)
Deeds & Mortgages	Sep 2020 Line of Credit Feb 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`602-0002-0130-00`

Property Details

APN / Parcel Number

Primary APN	`602-0002-0130-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,040 sqft Living Area
1st Floor Area	582 sqft
2nd Floor Area	458 sqft
Upper Floors Area	458 sqft
Basement Area	582 sqft
Finished Basement	120 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1927
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	6,839 sqft (0.157 acres)
Lot Dimensions	137 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	286 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	208 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	3922 ELM AVE
City	CINCINNATI
State	OH
Zip	45236-3908
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	3922 ELM AVE 50 X 137.50 LOT 197-198 HAINES-CRESAPSUB PARS 130-131 CONS
Legal Subdivision	HAINES-CRESAP SUB
Legal Lot Number	197-198 198
Jurisdiction	HAMILTON OH
Township / Civil Division	SILVERTON
Census Block Group	4
Census Block	4010
Census Tract	23800

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	6925 CRYSTAL SPRINGS RD, CINCINNATI, OH 45227-4414
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2020	Deed of Trust, Mortgage · Line of Credit FIRST NAT'L BK
Feb 15, 2017	Warranty Deed, Transfer · Conventional Mortgage UNION SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2024 · Amount on Record
Deed Sale	Jul 1, 2024 · Amount on Record
Prior Sale	Feb 15, 2017 · Amount on Record
Deed Document Number	0000044733
Deed Book / Page	15198 / 702
Record Updated	Jun 8, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3922 ELM AVE, CINCINNATI, OH 45236-3908
Document Number	0000094290
Instrument Date	Sep 11, 2020
Transaction Type	Mortgage
Record Updated	Nov 2, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3922 ELM AVE CINCINNATI OH 452363908, CINCINNATI, OH 45236-3908

Mortgage

Document Number	0000094290
Date	Sep 16, 2020
Book Page	014254/001537
Instrument	94290

Lender

Name	FIRST NAT'L BK
Type	Bank
Address	MASON, OH 45040

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 15, 2050

Interest

Rate Type	Adjustable Rate

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Feb 15, 2017
Property Address	3922 ELM AVE, CINCINNATI, OH 45236-3908
Document Number	0000004470
Map Reference	DB 1523 PG 507
Instrument Date	Feb 3, 2017
Instrument	17-0014470
Transaction Type	Transfer
Record Updated	Aug 25, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$350.70
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8534 E KEMPER RD, CINCINNATI, OH 45249-3701

Mortgage

Document Number	0000004471
Date	Feb 15, 2017
Instrument	17-0014471

Lender

Name	UNION SAVINGS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Silverton Village
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,225.00 (+12.06%)	$50,285 (-) Land $10,266 Building $40,019
2024	$2,878.00 (-2.14%)	$50,285 (-) Land $10,266 Building $40,019
2023	$2,941.00 (-12.99%)	$50,285 (+7.8%) Land $10,266 Building $40,019	$143,670 (+7.8%) Land $29,330 Building $114,340
2022	$3,380.00 Homeowner's exemption	$46,645 Land $8,652 Building $37,993
2020			$133,270 Land $24,720 Building $108,550

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 570 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Brightspeed.

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