3929 Elm Ave, Cincinnati, OH 45236 Property Records

Hamilton County property record for 3929 Elm Ave, Cincinnati, OH 45236

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,231 sqft · built 1927
Lot Size	0.235 acres (10,237 sqft)
Owner	Individual Name on Record
Last Sale	$140,000 (Dec 2022)
Tax Bill	$3,225 (2025)
Deeds & Mortgages	Dec 2023 Mortgage Nov 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`602-0002-0169-00`

Property Details

APN / Parcel Number

Primary APN	`602-0002-0169-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,231 sqft Living Area
Gross Area	2,063 sqft
1st Floor Area	832 sqft
Attic	Attic
Attic Area	399 sqft
Basement Area	832 sqft

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1927
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Asphalt
Lot Area	10,237 sqft (0.235 acres)
Lot Dimensions	137 ft deep x 75 ft wide
Garage Type	Detached
Garage Area	324 sqft
Parking Spaces	1 Parking Space
Porch	Open Frame Porch
Porch Area	208 sqft
Patio Area	104 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	3929 ELM AVE
City	CINCINNATI
State	OH
Zip	45236-3907
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	3929 ELM AVE 75 X 137.50 LOT 186-187-188 HAINES CRESAP SUBPARS 169-170-171 CONS
Legal Subdivision	HAINES CRESAP SUB
Legal Lot Number	186-1
Jurisdiction	HAMILTON OH
Township / Civil Division	SILVERTON
Census Block Group	4
Census Block	4013
Census Tract	23800

Owner

Source: Hamilton County records, as of July 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3929 ELM AVE, CINCINNATI, OH 45236-3907
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2023	Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK
Nov 21, 2023	Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK
Dec 9, 2022	Sheriff's Deed, Foreclosure Foreclosure Auction

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 9, 2022 · Amount on Record
Deed Sale	Dec 9, 2022 · Amount on Record
Deed Document Number	2022112272
Deed Book / Page	14810 / 1173
Record Updated	Sep 20, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3929 ELM AVE, CINCINNATI, OH 45236-3907
Transaction Type	Mortgage
Record Updated	Jan 24, 2024
Title Company	PROMINENT TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3929 ELM AVE, CINCINNATI, OH 45236-3907

Mortgage

Document Number	0000089994
Date	Dec 22, 2023
Book Page	15068/1197
Instrument	2023-0089994

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	7.5%
Type Change Date	Jan 1, 2029
Change Frequency	Annually
Min Rate At Change	5.5%
Max Rate At Change	9.5%
Index	1-Year T-Bill
Max Rate	13.5%

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3929 ELM AVE, CINCINNATI, OH 45236-3907
Transaction Type	Mortgage
Record Updated	Dec 19, 2023
Title Company	PROMINENT TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3929 ELM AVE, CINCINNATI, OH 45236-3907

Mortgage

Document Number	0000082622
Date	Nov 21, 2023
Book Page	15047/1023
Instrument	2023-0082622

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	7.5%
Type Change Date	Dec 1, 2028
Change Frequency	Annually
Min Rate At Change	5.5%
Max Rate At Change	9.5%
Index	1-Year T-Bill
Max Rate	13.5%

December 2022: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	HAMILTON OH
Recording Date	Dec 9, 2022
Property Address	3929 ELM AVE, CINCINNATI, OH 45236-3907
Document Number	0000112272
Book / Page	14810 / 1173
Map Reference	MB 6 PG 77
Instrument Date	Dec 7, 2022
Instrument	2022-0112272
Transaction Type	Foreclosure
Record Updated	Jan 25, 2023

Transaction

Amount	Amount Recorded
Tax	$140.00
Amount Accuracy	Full Amount Stated
Additional	Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9661 LANSFORD DR, BLUE ASH, OH 45242-6105

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Silverton Village
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,225.00 (+5.95%)	$50,278 (-) Land $12,807 Building $37,471	$143,650 (-) Land $36,590 Building $107,060
2024	$3,044.00 (-0.2%)	$50,278 (-) Land $12,807 Building $37,471
2023	$3,050.00 (+26.24%)	$50,278 (+48.81%) Land $12,807 Building $37,471	$143,650 (+48.81%) Land $36,590 Building $107,060
2022	$2,416.00	$33,786 Land $10,784 Building $23,002
2020			$96,530 Land $30,810 Building $65,720

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 570 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Brightspeed.

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